payment/app/Service/UserService.php

<?php

declare(strict_types=1);

namespace App\Service;

use App\Exception\BusinessException;
use App\Helper\Baofu\Baofu;
use App\Model\App;
use App\Model\BankCard;
use App\Model\User;

class UserService extends AbstractService
{
    public function companyRegister(array $data, App $app, string $token)
    {
        $user = User::where('app_id', $app->app_id)->where('user_id', $data['userId'])->first();
        if ($user) {
            throw new BusinessException('用户已存在');
        }

        $emial = $data['email'];
        $memberId = $this->generateMemberId($app->app_id, $data['userId']);

        $baofu = new Baofu();
        $url = $baofu->apply($memberId, $emial, $token);
        return $url;
    }

    public function register(array $data, App $app, string $token)
    {
        $user = User::where('app_id', $app->app_id)->where('user_id', $data['userId'])->first();
        if ($user) {
            throw new BusinessException('用户已存在');
        }

        $memberId = $this->generateMemberId($app->app_id, $data['userId']);

        $baofu = new Baofu();
        $url = $baofu->register($memberId, $token);
        return $url;
    }

    public function rsyncUser($memberId, $appId, $userId, $customerType = 'PERSON') {
        $baofu = new Baofu();
        $userInfo = $baofu->queryCustomerInfo($memberId, $customerType);
        return $this->saveUser($userInfo, $appId, $userId);
    }

    public function saveUser($userInfo, $appId, $userId) {
        $memberId = $userInfo['loginNo'] ?? $userInfo['loginMobile'];
        $user = User::where('app_id', $appId)->where('member_id', $memberId)->first();
        if ($user) {
            $user->contract_no = $userInfo['contractNo'];
            $user->realname_flag = $userInfo['realNameFlag'] ?? 'Y';
            $user->bind_card_flag = $userInfo['bindCardFlag'];
            $user->set_pwd_flag = $userInfo['setPwdFlag'];
            $user->status = $userInfo['operatorStatus'] ?? $userInfo['status'];
            $user->email = $userInfo['email'] ?? '';
            $user->mobile = $userInfo['mobile'] ?? '';
            $user->real_name = $userInfo['customerName'] ?? '';
            $user->certificate_no = $userInfo['certificateNo'] ?? '';
            $user->user_type = $userInfo['customerType'];
            $user->apply_no = $userInfo['applyNo'] ?? '';
        } else {
            $user = new User();
            $user->user_id = $userId;
            $user->app_id = $appId;
            $user->member_id = $memberId;
            $user->contract_no = $userInfo['contractNo'];
            $user->realname_flag = $userInfo['realNameFlag'] ?? 'Y';
            $user->bind_card_flag = $userInfo['bindCardFlag'];
            $user->set_pwd_flag = $userInfo['setPwdFlag'];
            $user->status = $userInfo['status'];
            $user->email = $userInfo['email'] ?? '';
            $user->mobile = $userInfo['mobile'] ?? '';
            $user->real_name = $userInfo['customerName'] ?? '';
            $user->certificate_no = $userInfo['certificateNo'] ?? '';
            $user->user_type = $userInfo['customerType'];
            $user->apply_no = $userInfo['applyNo'] ?? '';
        }
        $user->save();
        return $user;
    }

    public function rsyncBankCards($memberId) {
        $user = User::where('member_id', $memberId)->first();
        if (empty($user)) {
            throw new BusinessException('用户不存在');
        }
        $baofu = new Baofu();
        $bankCards = $baofu->findBindBankCards([
            'loginNo' => $memberId,
            'contractNo' => $user->contract_no,
        ]);

        $oldAgreementNos = BankCard::where('member_id', $memberId)->get()->pluck('agreement_no')->toArray();
        $agreementNos = array_column($bankCards, 'agreementNo');

        $deletedAgreementNos = array_diff($oldAgreementNos, $agreementNos);
        BankCard::where('member_id', $memberId)->whereIn('agreement_no', $deletedAgreementNos)->delete();

        foreach ($bankCards as $bankCard) {
            $this->saveBankCard($bankCard, $user);
        }
    }

    public function getUserBankCards($userId, App $app)
    {
        $bankCards = BankCard::where('app_id', $app->app_id)->where('user_id', $userId)->get();
        $records = [];
        foreach ($bankCards as $bankCard) {
            $records[] = [
                'agreementNo' => $bankCard->agreement_no,
                'cardUserName' => $bankCard->card_user_name,
                'lastCardNo' => $bankCard->last_card_no,
                'bankMobile' => $bankCard->bank_mobile,
                'bankCode' => $bankCard->bank_code,
                'bankName' => $bankCard->bank_name,
                'cardType' => $bankCard->card_type,
                'cnapsCode' => $bankCard->cnaps_code,
                'publicFlag' => $bankCard->public_flag,
                'repaymentDate' => $bankCard->repayment_date,
                'mainFlag' => $bankCard->main_flag,
                'status' => $bankCard->status,
                'avaFlag' => $bankCard->ava_flag,
                'remark' => $bankCard->remark,
            ];
        }
        return $records;
    }

    public function saveBankCard(array $data, User $user)
    {
        $appId = $user->app_id;
        $userId = $user->user_id;
        $bankCard = BankCard::where('app_id', $appId)
            ->where('member_id', $user->member_id)
            ->where('agreement_no', $data['agreementNo'])
            ->first();
        if ($bankCard) {
            $bankCard->agreement_no = $data['agreementNo'];
            $bankCard->card_user_name = $data['cardUserName'];
            $bankCard->last_card_no = $data['lastCardNo'];
            $bankCard->bank_mobile = $data['bankMobile'] ?: '';
            $bankCard->bank_code = $data['bankCode'];
            $bankCard->bank_name = $data['bankName'];
            $bankCard->card_type = $data['cardType'];
            $bankCard->cnaps_code = $data['cnapsCode'] ?: '';
            $bankCard->public_flag = $data['publicFlag'];
            $bankCard->repayment_date = $data['repaymentDate'] ?: '';
            $bankCard->main_flag = $data['mainFlag'];
            $bankCard->status = $data['status'];
            $bankCard->ava_flag = $data['avaFlag'] ?: '';
            $bankCard->remark = $data['remark'] ?: '';
        } else {
            $bankCard = new BankCard();
            $bankCard->app_id = $appId;
            $bankCard->user_id = $userId;
            $bankCard->member_id = $user->member_id;
            $bankCard->agreement_no = $data['agreementNo'];
            $bankCard->card_user_name = $data['cardUserName'];
            $bankCard->last_card_no = $data['lastCardNo'];
            $bankCard->bank_mobile = $data['bankMobile'] ?: '';
            $bankCard->bank_code = $data['bankCode'];
            $bankCard->bank_name = $data['bankName'];
            $bankCard->card_type = $data['cardType'];
            $bankCard->cnaps_code = $data['cnapsCode'] ?: '';
            $bankCard->public_flag = $data['publicFlag'];
            $bankCard->repayment_date = $data['repaymentDate'] ?: '';
            $bankCard->main_flag = $data['mainFlag'];
            $bankCard->status = $data['status'];
            $bankCard->ava_flag = $data['avaFlag'] ?: '';
            $bankCard->remark = $data['remark'] ?: '';
        }
        $bankCard->save();
        return $bankCard;
    }

    public function generateMemberId($appId, $userId) {
        return md5($appId . '-' . $userId);
    }

    public function bindCard(array $data, App $app, string $token)
    {
        $user = User::where('app_id', $app->app_id)->where('user_id', $data['userId'])->first();
        if (empty($user)) {
            throw new BusinessException('用户不存在');
        }

        $baofu = new Baofu();
        $url = $baofu->cardBind($user->member_id, $token);
        return $url;
    }

    public function unbindCard(array $data, App $app) {
        $user = User::where('app_id', $app->app_id)->where('user_id', $data['userId'])->first();
        if (empty($user)) {
            throw new BusinessException('用户不存在');
        }

        $baofu = new Baofu();
        $result = $baofu->cardUnbind($user->member_id, $data['agreementNo']);
        if ($result) {
            $this->rsyncBankCards($user->member_id) ;
            return true;
        }
        return false;
    }

    public function pwdForget(array $data, App $app, $token) {
        $user = User::where('app_id', $app->app_id)->where('user_id', $data['userId'])->first();
        if (empty($user)) {
            throw new BusinessException('用户不存在');
        }

        $baofu = new Baofu();
        return $baofu->pwdForget($user->member_id, $token);
    }

    public function pwdModify(array $data, App $app, $token)
    {
        $user = User::where('app_id', $app->app_id)->where('user_id', $data['userId'])->first();
        if (empty($user)) {
            throw new BusinessException('用户不存在');
        }

        $baofu = new Baofu();
        return $baofu->pwdModify($user->member_id, $token);
    }

    public function getBalance($memberId)
    {
        $baofu = new Baofu();
        return $baofu->getBalance($memberId);
    }

    public function signWithdrawEntrust(array $data, App $app, string $token)
    {
        $user = User::where('app_id', $app->app_id)->where('user_id', $data['userId'])->first();
        if (empty($user)) {
            throw new BusinessException('用户不存在');
        }

        $baofu = new Baofu();
        $url = $baofu->signWithdrawEntrust($user->member_id, $token);
        return $url;
    }

    public function unbindWithdrawEntrust(array $data, App $app, string $token)
    {
        $user = User::where('app_id', $app->app_id)->where('user_id', $data['userId'])->first();
        if (empty($user)) {
            throw new BusinessException('用户不存在');
        }

        $baofu = new Baofu();
        $url = $baofu->unbindWithdrawEntrust($user->member_id, $token);
        return $url;
    }

    public function querySignEntrust(array $data, App $app)
    {
        $user = User::where('app_id', $app->app_id)->where('user_id', $data['userId'])->first();
        if (empty($user)) {
            throw new BusinessException('用户不存在');
        }

        $baofu = new Baofu();
        $result = $baofu->findSignEntrustResult($user->member_id);
        return $result;
    }
}