yh

app/Command/MineCommand.php

@@ -4,11 +4,14 @@ declare(strict_types=1);
 
 namespace App\Command;
 
+use App\Helper\Baofu\Baofu;
 use App\Helper\Log;
 use App\Helper\Platform\Notification;
 use App\Helper\Platform\Signer;
 use App\Helper\StringHelper;
 use App\Model\App;
+use App\Model\BankCard;
+use App\Model\User;
 use App\Service\AppService;
 use App\Service\MerchantService;
 use App\Service\PaymentService;
@@ -45,8 +48,34 @@ class MineCommand extends HyperfCommand
 
     public function handle(): void
     {
+        $this->withdraw();
         $this->getBalance();
         return;
+        $result = $baofu->applyBindCard($user->member_id, [
+            'cardNo' => '80094800000009440000053437',
+            'cardName' => '福建省万瑞天成企业管理服务有限公司',
+            'bankName' => '厦门国际银行',
+            'branchName' => '厦门国际银行股份有限公司',
+            'provinceName' => '福建省',
+            'cityName' => '福建省厦门市',
+        ], 'xxxxxxxxxxxxxxxxxx');
+        var_dump($result);
+        return;
+        $this->querySignEntrust('ACT_5');
+        $this->getBalance();
+        return;
+        $this->rsyncUser('289a092602845b1a40793db5409333f5', '202308070000001', 'ACT_5');
+        $this->rsyncBankCards();
+        return;
+        $this->withdraw();
+        // $this->transferWithdrawNotify();
+        $this->getBalance();
+        return;
+        $this->querySignEntrust();
+        return;
+        $this->getBalance();
+        $this->getRequestData();
+        return;
         // $this->notify('http://ceshi-shop.hkcpex.com/index.php/pay/notify/baofu_f_register', $this->getApp(), ['userId' => '30684']);
         $this->notify('http://ceshi-shop.hkcpex.com/index.php/pay/notify/baofu_f_bind_card', $this->getApp(), ['userId' => '23121', 'bindCardFlag' => true]);
         return;
@@ -99,14 +128,92 @@ class MineCommand extends HyperfCommand
 
     protected function getRequestData() {
         $app = $this->getApp();
-        $data = json_encode([
-            'userId' => 'CWX1989'
-        ]);
+        $data = [
+            'userId' => 'ELF1990',
+            'goodsName' => '测试商品',
+            'agreementNo' => '312023082200002060225',
+            'notifyUrl' => 'http://124.223.222.61:9501/notify/test-notify',
+            'returnUrl' => 'http://124.223.222.61:9501/notify/test-notify',
+            'amount' => 100,
+            'outOrderNo' => time() . rand(1000, 9999),
+            'validDate' => '2023-08-15',
+            'marketInfo' => [
+                'amount' => 0,
+                'remark' => 'test',
+            ],
+            'splitInfoList' => [
+                [
+                    'splitUserId' => 'RLX1990',
+                    'sellerFlag' => 1,
+                    'splitAmount' => 100,
+                    'subOutOrderNo' => time() . rand(1000, 9999),
+                ]
+            ]
+        ];
+        $data = [
+            'userId' => 'ELF1990',
+            'oldOutOrderNo' => '16926878308874',
+            'outOrderNo' => time() . rand(1000, 9999),
+            'amount' => '100',
+            'notifyUrl' => 'http://124.223.222.61:9501/notify/test-notify',
+            'assureConfirmSplitInfoList' => [
+                [
+                    'oldSubOutOrderNo' => '16926878304208',
+                    'splitAmount' => '100',
+                ]  
+            ],
+        ];
+        $data = [
+            'userId' => 'ELF1990',
+            'accountName' => '廖金灵',
+            'outApplyNo' => time() . rand(1000, 9999),
+            'amount' => '10',
+            'summary' => '测试',
+            'notifyUrl' => 'http://124.223.222.61:9501/notify/test-notify'
+        ];
+        // $data = [
+        //     'userId' => 'ELF1990',
+        //     'agreementNo' => '312023082200002060225',
+        //     'outWithdrawNo' => time() . rand(1000, 9999),
+        //     'amount' => '1',
+        //     'notifyUrl' => 'http://124.223.222.61:9501/notify/test-notify',
+        //     'returnUrl' => 'https://www.baidu.com',
+        // ];
+        // $data = [
+        //     'userId' => 'ELF1990',
+        //     'outApplyNo' => '16934203547527',
+        // ];
+        // $data = [
+        //     'type' => 'WITHDRAW',
+        //     'outOrderNo' => '16934198607215',
+        // ];
+        $data = [
+            'userId' => 'ELF1990',
+            'agreementNo' => '312023081500002054664',
+            'outOrderNo' => time() . rand(1000, 9999),
+            'amount' => 10,
+            'goodsName' => '测试商品',
+            'payMethod' => 'unionPay',
+            'payType' => 'ALIPAY_ALXCX',
+            'notifyUrl' => 'http://124.223.222.61:9501/notify/test-notify',
+            'returnUrl' => 'http://124.223.222.61:9501/notify/test-notify',
+            'channelId' => '20880055945509133097978700117397',
+            'appId' => '2021004111671035',
+            // 'validDate' => '2023-09-30',
+            'splitInfoList' => [
+                [
+                    'splitUserId' => 'RLX1990',
+                    'sellerFlag' => 1,
+                    'splitAmount' => 10,
+                    'subOutOrderNo' => time() . rand(1000, 9999),
+                ]
+            ]
+        ];
         $params = [
             'app_id' => $app->app_id,
             'nonce_str' => StringHelper::getRandomString(16),
             'timestamp' => time(),
-            'data' => $data,
+            'data' => json_encode($data),
         ];
         $params['sign'] = Signer::sign($params, $app->app_key);
         echo json_encode($params);
@@ -137,7 +244,7 @@ class MineCommand extends HyperfCommand
          * @var UserService $userService
          */
         $userService = $this->container->make(UserService::class);
-        $userService->rsyncUser($memberId, $appId, $userId);
+        $userService->rsyncUser($memberId, $appId, $userId, 'MERCHANT');
     }
 
     protected function rsyncBankCards() {
@@ -145,7 +252,7 @@ class MineCommand extends HyperfCommand
          * @var UserService $userService
          */
         $userService = $this->container->make(UserService::class);
-        $userService->rsyncBankCards('4673f922e30cfd2efeeb992ff6a32ece');
+        $userService->rsyncBankCards('289a092602845b1a40793db5409333f5');
     }
 
     protected function bindCard()
@@ -154,7 +261,7 @@ class MineCommand extends HyperfCommand
          * @var UserService $userService
          */
         $userService = $this->container->make(UserService::class);
-        $url = $userService->bindCard(['userId' => 'ELF1990'], $this->getApp(), $this->getToken());
+        $url = $userService->bindCard(['userId' => 'CWX1989'], $this->getApp(), $this->getToken());
         echo $url;
     }
 
@@ -164,7 +271,7 @@ class MineCommand extends HyperfCommand
          * @var UserService $userService
          */
         $userService = $this->container->make(UserService::class);
-        $result = $userService->unbindCard(['userId' => 'ELF1990', 'agreementNo' => '312023080400002047764'], $this->getApp());
+        $result = $userService->unbindCard(['userId' => 'ELF1990', 'agreementNo' => '312023081200002052866'], $this->getApp());
         var_dump($result);
     }
 
@@ -238,6 +345,14 @@ class MineCommand extends HyperfCommand
         echo 'RLX: ' . $result . PHP_EOL;
         $result = $userService->getBalance('f27f7786068387029a126de736bb84b2');
         echo 'WHQ: ' . $result . PHP_EOL;
+        $result = $userService->getBalance('f9c0bea79725d71cc7969571c345de54');
+        echo 'CWX: ' . $result . PHP_EOL;
+        $result = $userService->getBalance('289a092602845b1a40793db5409333f5');
+        echo 'WRTC: ' . $result . PHP_EOL;
+
+        $user = User::where('user_id', 'ACT_9')->first();
+        $result = $userService->getBalance($user->member_id);
+        echo 'NEW: ' . $result . PHP_EOL;
     }
 
     public function refund()
@@ -307,7 +422,7 @@ class MineCommand extends HyperfCommand
         $data = [
             'userId' => 'ELF1990',
             'goodsName' => '测试商品',
-            'agreementNo' => '312023081200002052866',
+            'agreementNo' => '312023082200002060225',
             'notifyUrl' => 'http://www.baidu.com',
             'returnUrl' => 'http://www.baidu.com',
             'amount' => 100,
@@ -329,4 +444,174 @@ class MineCommand extends HyperfCommand
         $result = $paymentService->transferPay($data, $this->getApp(), $this->getToken());
         var_dump($result);
     }
+
+    protected function unionPay()
+    {
+        /**
+         * @var PaymentService $paymentService
+         */
+        $paymentService = $this->container->make(PaymentService::class);
+        $data = [
+            'userId' => 'ELF1990',
+            'goodsName' => '测试商品',
+            'agreementNo' => '312023081200002052866',
+            'notifyUrl' => 'http://www.baidu.com',
+            'returnUrl' => 'http://www.baidu.com',
+            'amount' => 100,
+            'outOrderNo' => time() . rand(1000, 9999),
+            'validDate' => '2023-08-15',
+            'payMethod' => 'unionPay',
+            'payType' => 'ALIPAY_NATIVE',
+            'splitInfoList' => [
+                [
+                    'splitUserId' => 'RLX1990',
+                    'sellerFlag' => 1,
+                    'splitAmount' => 100,
+                    'subOutOrderNo' => time() . rand(1000, 9999),
+                ]
+            ]
+        ];
+        $result = $paymentService->payment($data, $this->getApp(), $this->getToken());
+        var_dump($result);
+    }
+
+    public function queryOrder()
+    {
+        /**
+         * @var PaymentService $paymentService
+         */
+        $paymentService = $this->container->make(PaymentService::class);
+        $data = [
+            'outOrderNo' => '16926878308874',
+        ];
+        $order = $paymentService->queryOrder($data, $this->getApp());
+        var_dump($order->toArray());
+    }
+
+    public function paymentNotify() {
+        /**
+         * @var PaymentService $paymentService
+         */
+        $paymentService = $this->container->make(PaymentService::class);
+
+        /**
+         * @var RequestService $requestService
+         */
+        $requestService = $this->container->make(RequestService::class);
+
+        $params = json_decode('{"orgNo":"1274207","merchantNo":"1274207","terminalNo":"82254","orderStatus":"FINISH","tradeId":"2023082115523700001","paidType":"","orderMoney":"100","loginId":"1f32d22ff571ebc692bd50785c883ca8","finishTime":"20230821155509","orderId":"23082100711351457","errorMsg":"成功","signature":"c369c2670607f4e840d7a9644e854da9b1858aa9df1c465fa893b8a9610bde561704fe8f63af41cb1528f601a6fafcbb42ec7fa4838cdc76dc86593ae0c60ae15bae227e60a82ce376a4a7c137047f3db0bb366c21e484458abed0bb9135b653948f90b7d0b4c89d29e0b1939915c80d49c6e6cc0549a1eb84fb2c14704d81fd"}', true);
+        $token = 'f49e9fc5bf6f4768fb47a5721ede7d47';
+        $baofu = new Baofu();
+        if (!$baofu->notifyVerify($params, 'payment')) {
+            Log::info('paymentNotifyVerifyFail: ', $params);
+            return $baofu->notifySuccess();
+        }
+
+        $requestLog = $requestService->getRequestLogByToken($token);
+        
+        $info = [
+            'member_id' => $params['loginId'],
+            'order_no' => $params['tradeId'],
+            'third_order_no' => $params['orderId'],
+            'status' => $params['orderStatus'],
+            'amount' => $params['orderMoney'],
+            'finished_at' => $params['finishTime'],
+            'error_message' => $params['errorMsg'],
+            'transaction_id' => $params['transactionId'] ?? '',
+            'out_transaction_id' => $params['outTransactionId'] ?? '',
+        ];
+        $order = $paymentService->updateOrder($info, ['APPLY_SUCCESS', 'PROCESS', 'CONFIRM_SUCCESS']);
+        if (empty($order)) {
+            return $baofu->notifySuccess();
+        }
+
+        $result = $this->notify(
+            $requestLog->getDataValue('notifyUrl'),
+            $requestLog->app,
+            [
+                'amount' => $order->amount,
+                'status' => $order->status,
+                'userId' => $order->user_id,
+                'orderNo' => $order->order_no,
+                'outOrderNo' => $order->out_order_no,
+                'finishTime' => $order->finished_at,
+            ]
+        );
+
+        $baofu->notifySuccess();
+    }
+
+    public function transferWithdraw() {
+        $baofu = new Baofu();
+        $data = [
+            'transContent' => [
+                [
+                    'transNo' => time() . rand(1000, 9999),
+                    'transMoney' => 0.1,
+                    'transType' => 2,
+                    'transAccNo' => '3177000500533754',
+                    'transAccName' => '廖金灵',
+                    'transSummary' => '测试',
+                    // 'cardBankName' => '',
+                    // 'cardProName' => '',
+                    // 'cardCityName' => '',
+                    // 'cardAccDept' => '',
+                    // 'cardCnap' => '',
+                    // 'transIdCard' => '',
+                    // 'transMobile' => '',
+                ]
+            ]
+        ];
+        $baofu->transferWithdraw($data);
+    }
+
+    protected function unbindWithdrawEntrust($userId = 'ELF1990') {
+        /**
+         * @var UserService $userService
+         */
+        $userService = $this->container->make(UserService::class);
+        $url = $userService->unbindWithdrawEntrust(['userId' => $userId], $this->getApp(), $this->getToken());
+        echo $url;
+    }
+
+    protected function signWithdrawEntrust($userId = 'ELF1990') {
+        /**
+         * @var UserService $userService
+         */
+        $userService = $this->container->make(UserService::class);
+        $url = $userService->signWithdrawEntrust(['userId' => $userId], $this->getApp(), $this->getToken());
+        echo $url;
+    }
+
+    protected function querySignEntrust($userId = 'ELF1990') {
+        /**
+         * @var UserService $userService
+         */
+        $userService = $this->container->make(UserService::class);
+        $url = $userService->querySignEntrust(['userId' => $userId], $this->getApp(), $this->getToken());
+        var_dump($url);
+    }
+
+    protected  function transferWithdrawNotify()
+    {
+        $data = '{"member_id":"1274207","terminal_id":"82254","data_type":"json","data_content":"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"}';
+        $data = json_decode($data, true);
+        $baofu = new Baofu();
+        $content = $baofu->decryptUnionPayData($data['data_content']);
+        var_dump($content);
+        $result = json_decode($content, true);
+        var_dump($result);
+    }
+
+    protected function withdraw() {
+        $bankCard = BankCard::where('member_id', 'f9c0bea79725d71cc7969571c345de54')->first();
+        $baofu = new Baofu();
+        $result = $baofu->withdraw([
+            'amount' => intval(84558),
+            'loginNo' => 'f9c0bea79725d71cc7969571c345de54',
+            'agreementNo' => $bankCard->agreement_no,
+            'outOrderNo' => time() . rand(1000, 9999),
+        ], 'elf');
+        var_dump($result);
+    }
 }

app/Command/PaymentCommand.php

@@ -0,0 +1,75 @@
+<?php
+
+declare(strict_types=1);
+
+namespace App\Command;
+
+use App\Model\Order;
+use App\Service\PaymentService;
+use App\Service\RequestService;
+use Hyperf\Command\Annotation\Command;
+use Hyperf\Command\Command as HyperfCommand;
+use Hyperf\Contract\ContainerInterface;
+
+/**
+ * @Command
+ */
+class PaymentCommand extends HyperfCommand
+{
+    /**
+     * @var ContainerInterface
+     */
+    protected $container;
+
+    protected $admin;
+
+    public function __construct(ContainerInterface $container)
+    {
+        $this->container = $container;
+
+        parent::__construct('payment');
+    }
+
+    public function configure(): void
+    {
+        parent::configure();
+        $this->setDescription('支付');
+    }
+
+    public function handle(): void
+    {
+        $this->confirmPay();
+    }
+
+    public function confirmPay()
+    {
+        /**
+         * @var PaymentService $paymentService
+         */
+        $paymentService = $this->container->make(PaymentService::class);
+        $endTime = date('Y-m-d H:i:s', time() - 6*60);
+        $beginTime = date('Y-m-d H:i:s', time() - 20*60);
+        $orders = Order::where('updated_at', '>=', $beginTime)->where('updated_at', '<=', $endTime)->where('status', 'SUCCESS')->get();
+        foreach ($orders as $order) {
+            if ($order->user_id != 'ELF1990' && strpos($order->user_id, 'ACT_') !== 0) {
+                continue;
+            }
+            $userId = $order->user_id;
+            $requestLog = $this->createRequestLog(['userId' => $userId, 'oldOutOrderNo' => $order->out_order_no, 'amount' => $order->amount]);
+            $result = $paymentService->confirmPay($requestLog->getData(), $requestLog->app, $requestLog->request_token);
+        }
+    }
+
+    private function createRequestLog($data) {
+        /**
+         * @var RequestService $requestService
+         */
+        $requestService = $this->container->make(RequestService::class);
+        $params = [
+            'app_id' => '202308070000001',
+            'data' => json_encode($data),
+        ];
+
+        return $requestService->createRequestLog('', $params);
+    }
+}

app/Command/WithdrawCommand.php

@@ -0,0 +1,101 @@
+<?php
+
+declare(strict_types=1);
+
+namespace App\Command;
+
+use App\Helper\StringHelper;
+use App\Model\BankCard;
+use App\Model\Order;
+use App\Model\User;
+use App\Service\PaymentService;
+use App\Service\RequestService;
+use App\Service\UserService;
+use Hyperf\Command\Annotation\Command;
+use Hyperf\Command\Command as HyperfCommand;
+use Hyperf\Contract\ContainerInterface;
+
+/**
+ * @Command
+ */
+class WithdrawCommand extends HyperfCommand
+{
+    /**
+     * @var ContainerInterface
+     */
+    protected $container;
+
+    protected $admin;
+
+    public function __construct(ContainerInterface $container)
+    {
+        $this->container = $container;
+
+        parent::__construct('withdraw');
+    }
+
+    public function configure(): void
+    {
+        parent::configure();
+        $this->setDescription('提现');
+    }
+
+    public function handle(): void
+    {
+        $this->confirmPay();
+    }
+
+    public function confirmPay()
+    {
+        /**
+         * @var PaymentService $paymentService
+         */
+        $paymentService = $this->container->make(PaymentService::class);
+
+        /**
+         * @var UserService $userService
+         */
+        $userService = $this->container->make(UserService::class);
+
+        $user = User::where('user_id', 'ACT_9')->first();
+
+        $balance = $userService->getBalance($user->member_id);
+        
+        echo 'before balance: ' . $balance . PHP_EOL;
+
+        if ($balance == 0) {
+            return;
+        }
+
+        $bankCard = BankCard::where('user_id', $user->user_id)->first();
+
+        $requestLog = $this->createRequestLog([
+            'userId' => $user->user_id,
+            'withdrawType' => 'entrust',
+            'agreementNo' => $bankCard->agreement_no,
+            'outWithdrawNo' => StringHelper::generateOrderNo(StringHelper::ORDER_NO_TYPE_ACCOUNT_WITHDRAW),
+            'amount' => $balance,
+            'notifyUrl' => 'http://124.223.222.61:9701/notify/test-notify'
+        ]);
+
+        $url = $paymentService->withdraw($requestLog->getData(), $requestLog->app, $requestLog->request_token);
+        
+        echo 'result: ' . $url . PHP_EOL;
+
+        $balance = $userService->getBalance($user->member_id);
+        echo 'after balance: ' . $balance . PHP_EOL;
+    }
+
+    private function createRequestLog($data) {
+        /**
+         * @var RequestService $requestService
+         */
+        $requestService = $this->container->make(RequestService::class);
+        $params = [
+            'app_id' => '202308070000001',
+            'data' => json_encode($data),
+        ];
+
+        return $requestService->createRequestLog('', $params);
+    }
+}

app/Controller/Payment/AccountController.php

@@ -0,0 +1,319 @@
+<?php
+
+declare(strict_types=1);
+
+namespace App\Controller\Payment;
+
+use App\Exception\BusinessException;
+use App\Helper\Redis;
+use App\Helper\RedisKey;
+use App\Helper\StringHelper;
+use App\Model\Account;
+use App\Model\BankCard;
+use App\Model\Order;
+use App\Model\User;
+use Hyperf\HttpServer\Contract\RequestInterface;
+use App\Service\PaymentService;
+use App\Service\RequestService;
+use App\Service\UserService;
+use Hyperf\DbConnection\Db;
+
+class AccountController extends AbstractController
+{
+    private RequestService $requestService;
+    private UserService $userService;
+    private PaymentService $paymentService;
+    
+    public function __construct(RequestService $requestService, PaymentService $paymentService, UserService $userService)
+    {
+        $this->requestService = $requestService;
+        $this->userService = $userService;
+        $this->paymentService = $paymentService;
+    }
+
+    private function createRequestLog($data) {
+        $params = [
+            'app_id' => '202308070000001',
+            'data' => json_encode($data),
+        ];
+        return $this->requestService->createRequestLog('', $params);
+    }
+
+    private function checkUser(RequestInterface $request) {
+        $token = $request->input('token');
+        if (empty($token)) {
+            throw new BusinessException('未登录');
+        }
+        $result = Redis::get(RedisKey::getUserTokenKey($token));
+        if (empty($result)) {
+            throw new BusinessException('未登录');
+        }
+        $userInfo = json_decode($result, true);
+        if (empty($userInfo)) {
+            throw new BusinessException('未登录');
+        }
+        return $userInfo;
+    }
+
+    public function register(RequestInterface $request)
+    {
+        throw new BusinessException('暂停使用');
+        $username = $request->input('username');
+        $password = $request->input('password');
+        if (strlen($username) < 6 || strlen($username) > 20) {
+            throw new BusinessException('账号必须为6～20位');
+        }
+        if (strlen($password) < 6 || strlen($password) > 20) {
+            throw new BusinessException('密码必须为6～20位');
+        }
+        $account = Account::where('username', $username)->first();
+        if (!empty($account)) {
+            throw new BusinessException('账号已存在');
+        }
+        $account = new Account();
+        $account->salt = StringHelper::getRandomString(6);
+        $account->username = $username;
+        $account->password = md5($password . $account->salt);
+        $account->save();
+        return $this->success();
+    }
+
+    public function login(RequestInterface $request)
+    {
+        $username = $request->input('username');
+        $password = $request->input('password');
+        if ($username != 'wcheng') {
+            throw new BusinessException('暂停使用');
+        }
+        $account = Account::where('username', $username)->first();
+        if (empty($account)) {
+            throw new BusinessException('账号或密码错误');
+        }
+        if (md5($password . $account->salt) != $account->password) {
+            throw new BusinessException('账号或密码错误');
+        }
+        $userInfo = json_encode(['userId' => $account->id]);
+        $token = StringHelper::getRandomString(16);
+        Redis::set(RedisKey::getUserTokenKey($token), $userInfo);
+        Redis::expire(RedisKey::getUserTokenKey($token), 3600);
+        return $this->success(['token' => $token]);
+    }
+
+    public function updatePassword(RequestInterface $request)
+    {
+        $userInfo = $this->checkUser($request);
+        $oldPassword = $request->input('oldPassword');
+        $password = $request->input('password');
+        $account = Account::where('id', $userInfo['userId'])->first();
+        if (md5($oldPassword . $account->salt) != $account->password) {
+            throw new BusinessException('旧密码错误');
+        }
+        $account->password = md5($password . $account->salt);
+        $account->save();
+        return $this->success();
+    }
+
+    public function openAccount(RequestInterface $request)
+    {
+        $userInfo = $this->checkUser($request);
+        $userId = $this->resetUserId($userInfo['userId']);
+        $requestLog = $this->createRequestLog(['userId' => $userId, 'returnUrl' => 'http://124.223.222.61:9701/account.html']);
+        $url = $this->userService->register($requestLog->getData(), $requestLog->app, $requestLog->request_token);
+        return $this->success(['url' => $url]);
+    }
+
+    public function bindCard(RequestInterface $request)
+    {
+        $userInfo = $this->checkUser($request);
+        $userId = $this->resetUserId($userInfo['userId']);
+        $requestLog = $this->createRequestLog(['userId' => $userId, 'returnUrl' => 'http://124.223.222.61:9701/account.html']);
+        $url = $this->userService->bindCard($requestLog->getData(), $requestLog->app, $requestLog->request_token);
+        return $this->success(['url' => $url]);
+    }
+
+    public function unbindCard(RequestInterface $request)
+    {
+        $userInfo = $this->checkUser($request);
+        $userId = $this->resetUserId($userInfo['userId']);
+        $bankCard = BankCard::where('id', $request->input('id', 0))->first();
+        if (!$bankCard || $bankCard->user_id != $userId) {
+            throw new BusinessException('银行卡不存在');
+        }
+        $requestLog = $this->createRequestLog(['userId' => $userId, 'agreementNo' => $bankCard->agreement_no]);
+        $result = $this->userService->unbindCard($requestLog->getData(), $requestLog->app);
+        return $this->success(['result' => $result]);
+    }
+
+    public function setPayPassword(RequestInterface $request)
+    {
+        $userInfo = $this->checkUser($request);
+        $userId = $this->resetUserId($userInfo['userId']);
+        $requestLog = $this->createRequestLog(['userId' => $userId, 'returnUrl' => 'http://124.223.222.61:9701/account.html']);
+        $url = $this->userService->pwdForget($requestLog->getData(), $requestLog->app, $requestLog->request_token);
+        return $this->success(['url' => $url]);
+    }
+
+    public function resetPayPassword(RequestInterface $request)
+    {
+        $userInfo = $this->checkUser($request);
+        $userId = $this->resetUserId($userInfo['userId']);
+        $requestLog = $this->createRequestLog(['userId' => $userId, 'returnUrl' => 'http://124.223.222.61:9701/account.html']);
+        $url = $this->userService->pwdModify($requestLog->getData(), $requestLog->app, $requestLog->request_token);
+        return $this->success(['url' => $url]);
+    }
+
+    public function transferPay(RequestInterface $request)
+    {
+        $userInfo = $this->checkUser($request);
+        $userId = $this->resetUserId($userInfo['userId']);
+        $bankCard = BankCard::where('user_id', $userId)->first();
+        $outOrderNo = StringHelper::generateOrderNo(StringHelper::ORDER_NO_TYPE_ACCOUNT_PAY);
+        $requestLog = $this->createRequestLog([
+            'userId' => $userId,
+            'goodsName' => '充值',
+            'agreementNo' => $bankCard->agreement_no,
+            'notifyUrl' => '',
+            'returnUrl' => 'http://124.223.222.61:9701/account.html',
+            'amount' => intval($request->input('amount') * 100),
+            'outOrderNo' => $outOrderNo,
+            'validDate' => date('Y-m-d', time() + 12*3600),
+            'marketInfo' => [
+                'amount' => 0,
+                'remark' => 'test',
+            ],
+            'splitInfoList' => [
+            ],
+            'isAccountPay' => true
+        ]);
+        $acsNo = $this->paymentService->transferPay($requestLog->getData(), $requestLog->app, $requestLog->request_token);
+        return $this->success(['acsNo' => $acsNo, 'outOrderNo' => $outOrderNo]);
+    }
+
+    public function getUserInfo(RequestInterface $request)
+    {
+        $userInfo = $this->checkUser($request);
+        $account = Account::where('id', $userInfo['userId'])->first();
+        $userId = $this->resetUserId($userInfo['userId']);
+        
+        $user = User::where('user_id', $userId)->first(['member_id', 'user_type']);
+        if ($user) {
+            $this->userService->rsyncUser($user->member_id, '202308070000001', $userId, $user->user_type);
+            $user = User::where('user_id', $userId)->first(['member_id', 'realname_flag', 'bind_card_flag',  'set_pwd_flag', 'mobile', 'real_name', 'certificate_no', 'user_type', 'apply_no', 'is_platform_account']);
+            $this->userService->rsyncBankCards($user->member_id);
+        }
+
+        $bankCard = BankCard::where('user_id', $userId)->first(['id', 'bank_name', 'card_user_name']);
+        return $this->success(['username' => $account->username, 'userInfo' => $user, 'bankCard' => $bankCard]);
+    }
+
+    private function resetUserId($accountId) {
+        if ($accountId == 2) {
+            return 'ELF1990';
+        }
+        return 'ACT_' . $accountId;
+    }
+
+    public function companyRegister(RequestInterface $request)
+    {
+        $userInfo = $this->checkUser($request);
+        $userId = $this->resetUserId($userInfo['userId']);
+        $requestLog = $this->createRequestLog(['userId' => $userId, 'email' => $request->input('email'), 'returnUrl' => 'http://124.223.222.61:9701/account.html']);
+        $url = $this->userService->companyRegister($requestLog->getData(), $requestLog->app, $requestLog->request_token);
+        return $this->success(['url' => $url]);
+    }
+
+    public function signWithdrawEntrust(RequestInterface $request)
+    {
+        $userInfo = $this->checkUser($request);
+        $userId = $this->resetUserId($userInfo['userId']);
+        $requestLog = $this->createRequestLog(['userId' => $userId, 'returnUrl' => 'http://124.223.222.61:9701/account.html']);
+        $url = $this->userService->signWithdrawEntrust($requestLog->getData(), $requestLog->app, $requestLog->request_token);
+        return $this->success(['url' => $url]);
+    }
+
+    public function getOrders(RequestInterface $request)
+    {
+        $userInfo = $this->checkUser($request);
+        $userId = $this->resetUserId($userInfo['userId']);
+        $query = Order::query()->with('user')->where('is_account_pay', 1);
+        if ($userId != 'ACT_9') {
+            $query->where('user_id', $userId);
+        }
+        if (!empty($request->input('outOrderNo'))) {
+            $query->where('out_order_no', $request->input('outOrderNo'));
+        }
+        if (!empty($request->input('mobile'))) {
+            $query->where('bank_mobile', $request->input('mobile'));
+        }
+        if (!empty($request->input('bankCardNo'))) {
+            $query->where('last_card_no', $request->input('bankCardNo'));
+        }
+        if (!empty($request->input('cardUserName'))) {
+            $query->where('card_user_name', 'like', '%' . $request->input('cardUserName'));
+        }
+        $status = $request->input('status');
+        if (!empty($status)) {
+            $statusList = [];
+            if ($status == 'FAILED') {
+                $statusList = ['APPLY_FAILED', 'FAILED'];
+            } elseif ($status == 'FINISH') {
+                $statusList = ['CONFIRM_SUCCESS', 'FINISH'];
+            } elseif ($status == 'SUCCESS') {
+                $statusList = ['SUCCESS'];
+            } elseif ($status == 'CONFIRM_FAILED') {
+                $statusList = ['CONFIRM_FAILED'];
+            } elseif ($status == 'PROCESS') {
+                $statusList = ['APPLY_SUCCESS', 'PROCESS'];
+            }
+            $query->whereIn('status', $statusList);
+        }
+        $timeRange = $request->input('timeRange');
+        if (!empty($timeRange)) {
+            $timeRange[0] .= ' 00:00:00';
+            $timeRange[1] .= ' 23:59:59';
+            $query->whereBetween('created_at', $timeRange);
+        }
+        $countQuery = clone $query;
+        $sumQuery = clone $query;
+        $total = $countQuery->count();
+        $amount = $sumQuery->sum('amount');
+        $orders = $query->get();
+
+        $records = [];
+        foreach ($orders as $order) {
+            $statusText = '';
+            $systemStatus = '';
+            if (in_array($order->status, ['APPLY_FAILED', 'FAILED'])) {
+                $statusText = '转账失败';
+                $systemStatus = 'FAILED';
+            } elseif (in_array($order->status, ['CONFIRM_SUCCESS', 'FINISH'])) {
+                $statusText = '转账成功，入账成功';
+                $systemStatus = 'FINISH';
+            } elseif (in_array($order->status, ['SUCCESS'])) {
+                $statusText = '转账成功，待入账';
+                $systemStatus = 'SUCCESS';
+            } elseif (in_array($order->status, ['CONFIRM_FAILED'])) {
+                $statusText = '转账成功，入账失败';
+                $systemStatus = 'CONFIRM_FAILED';
+            } elseif (in_array($order->status, ['APPLY_SUCCESS', 'PROCESS'])) {
+                $statusText = '待转账';
+                $systemStatus = 'PROCESS';
+            }
+            $records[] = [
+                'out_order_no' => $order->out_order_no,
+                'created_at' => $order->created_at->format('Y-m-d H:i:s'),
+                'status' => $order->status,
+                'amount' => number_format($order->amount / 100, 2, '.', ''),
+                'card_user_name' => $order->card_user_name,
+                'last_card_no' => $order->last_card_no,
+                'bank_mobile' => $order->bank_mobile,
+                'certificate_no' => $order->user->certificate_no,
+                'status' => $order->status,
+                'system_status' => $systemStatus,
+                'status_text' => $statusText,
+            ];
+        }
+
+        return $this->success(['records' => $records, 'total' => $total, 'amount' => number_format($amount / 100, 2, '.', '')]);
+    }
+}

app/Controller/Payment/NotifyController.php

@@ -5,6 +5,7 @@ declare(strict_types=1);
 namespace App\Controller\Payment;
 
 use App\Helper\Baofu\Baofu;
+use App\Helper\Baofu\Rsa;
 use App\Helper\Log;
 use App\Helper\Platform\Notification;
 use App\Helper\Platform\Signer as PlatformSigner;
@@ -64,7 +65,7 @@ class NotifyController extends AbstractController
 
         $baofu = new Baofu();
         if (!$baofu->notifyVerify($params, 'card-bind')) {
-            Log::info('bindCardNotifyVerifyFail: ' . $params);
+            Log::info('bindCardNotifyVerifyFail: ', $params);
             return $baofu->notifySuccess();
         }
 
@@ -93,7 +94,7 @@ class NotifyController extends AbstractController
 
         $baofu = new Baofu();
         if (!$baofu->notifyVerify($params, 'payment')) {
-            Log::info('paymentNotifyVerifyFail: ' . $params);
+            Log::info('paymentNotifyVerifyFail: ', $params);
             return $baofu->notifySuccess();
         }
 
@@ -110,7 +111,48 @@ class NotifyController extends AbstractController
             'transaction_id' => $params['transactionId'] ?? '',
             'out_transaction_id' => $params['outTransactionId'] ?? '',
         ];
-        $order = $this->paymentService->updateOrder($info);
+        $order = $this->paymentService->updateOrder($info, ['APPLY_SUCCESS', 'PROCESS', 'CONFIRM_SUCCESS']);
+        if (empty($order)) {
+            return $baofu->notifySuccess();
+        }
+
+        $result = $this->notify(
+            $requestLog->getDataValue('notifyUrl'),
+            $requestLog->app,
+            [
+                'amount' => $order->amount,
+                'status' => $order->status,
+                'userId' => $order->user_id,
+                'orderNo' => $order->order_no,
+                'outOrderNo' => $order->out_order_no,
+                'finishTime' => $order->finished_at,
+            ]
+        );
+
+        $baofu->notifySuccess();
+    }
+
+    public function confirmAssurePortfolioPay(RequestInterface $request)
+    {
+        [$token, $params] = $this->getTokenAndParams($request);
+
+        $baofu = new Baofu();
+        if (!$baofu->notifyVerify($params, 'confirm-assure-portfolio-pay')) {
+            Log::info('confirmAssurePortfolioPayNotifyVerifyFail: ', $params);
+            return $baofu->notifySuccess();
+        }
+
+        $requestLog = $this->requestService->getRequestLogByToken($token);
+        
+        $info = [
+            'member_id' => $params['loginId'],
+            'order_no' => $params['tradeId'],
+            'third_order_no' => $params['orderId'],
+            'status' => $params['orderStatus'],
+            'amount' => $params['orderMoney'],
+            'finished_at' => $params['finishTime'],
+        ];
+        $order = $this->paymentService->updateOrder($info, ['SUCCESS']);
         if (empty($order)) {
             return $baofu->notifySuccess();
         }
@@ -137,7 +179,7 @@ class NotifyController extends AbstractController
 
         $baofu = new Baofu();
         if (!$baofu->notifyVerify($params, 'refund')) {
-            Log::info('refundNotifyVerifyFail: ' . $params);
+            Log::info('refundNotifyVerifyFail: ', $params);
             return $baofu->notifySuccess();
         }
 
@@ -203,4 +245,82 @@ class NotifyController extends AbstractController
     public function testNotify(RequestInterface $request) {
         return $this->success(['params' => $request->all()]);
     }
+
+    public function transferWithdraw(RequestInterface $request)
+    {
+        $params = $request->all();
+        Log::info('NOTIFY_DATA: ' . $request->getUri() . ':', $params);
+
+        $baofu = new Baofu();
+        $content = $baofu->decryptUnionPayData($params['data_content']);
+        $result = json_decode($content, true);
+        if (empty($result)) {
+            return 'fail';
+        }
+
+        Log::info('transferWithdrawResult: ', $result);
+        $apply = $this->paymentService->updateWithdrawApply($result, ['APPLY_SUCCESS']);
+        if (empty($apply)) {
+            return 'fail';
+        }
+
+        $result = $this->notify(
+            $apply->notify_url,
+            $apply->app,
+            [
+                'amount' => $apply->amount,
+                'status' => $apply->status,
+                'userId' => $apply->user_id,
+                'outApplyNo' => $apply->out_apply_no,
+            ]
+        );
+        if ($result == 'success') {
+            return 'OK';
+        } else {
+            return 'fail';
+        }
+    }
+
+    public function withdraw(RequestInterface $request)
+    {
+        [$token, $params] = $this->getTokenAndParams($request);
+
+        $baofu = new Baofu();
+        if (!$baofu->notifyVerify($params, 'withdraw')) {
+            Log::info('withdrawNotifyVerifyFail: ', $params);
+            return $baofu->notifySuccess();
+        }
+
+        $requestLog = $this->requestService->getRequestLogByToken($token);
+        
+        $info = [
+            'member_id' => $params['loginId'],
+            'order_no' => $params['tradeId'],
+            'third_order_no' => $params['orderId'],
+            'status' => $params['orderStatus'],
+            'amount' => $params['orderMoney'],
+            'finished_at' => $params['finishTime'],
+        ];
+        $withdraw = $this->paymentService->updateWithdraw($info, ['APPLY_SUCCESS']);
+        if (empty($withdraw)) {
+            return $baofu->notifySuccess();
+        }
+
+        $result = $this->notify(
+            $requestLog->getDataValue('notifyUrl'),
+            $requestLog->app,
+            [
+                'amount' => $withdraw->amount,
+                'status' => $withdraw->status,
+                'userId' => $withdraw->user_id,
+                'outWithdrawNo' => $withdraw->out_withdraw_no,
+            ]
+        );
+
+        if ($result == 'success') {
+            return $baofu->notifySuccess();
+        } else {
+            return 'fail';
+        }
+    }
 }

app/Controller/Payment/PaymentController.php

@@ -57,8 +57,8 @@ class PaymentController extends AbstractController
     public function unbindCard(RequestInterface $request)
     {
         [$app, $data, $token] = $this->parseReqest($request, UnbindCardRequest::class);
-        $data = $this->userService->unbindCard($data, $app);
-        return $this->success($data);
+        $this->userService->unbindCard($data, $app);
+        return $this->success();
     }
 
     public function pwdForget(RequestInterface $request)
@@ -75,10 +75,21 @@ class PaymentController extends AbstractController
         return $this->success(['url' => $url]);
     }
 
+    public function getBalance(RequestInterface $request)
+    {
+        [$app, $data, $token] = $this->parseReqest($request, UnbindCardRequest::class);
+        $user = User::where('app_id', $app->app_id)->where('user_id', $data['userId'])->first();
+        if (empty($user)) {
+            throw new BusinessException('用户不存在');
+        }
+        $result = $this->userService->getBalance($user->member_id);
+        return $this->success(['result' => $result]);
+    }
+
     public function payment(RequestInterface $request) {
         [$app, $data, $token] = $this->parseReqest($request, UnbindCardRequest::class);
-        $url = $this->paymentService->payment($data, $app, $token);
-        return $this->success(['url' => $url]);
+        $data = $this->paymentService->payment($data, $app, $token);
+        return $this->success($data);
     }
 
     public function transferPay(RequestInterface $request) {
@@ -87,25 +98,32 @@ class PaymentController extends AbstractController
         return $this->success(['acsNo' => $acsNo]);
     }
 
+    public function confirmPay(RequestInterface $request)
+    {
+        [$app, $data, $token] = $this->parseReqest($request, UnbindCardRequest::class);
+        $result = $this->paymentService->confirmPay($data, $app, $token);
+        return $this->success(['result' => $result]);
+    }
+
     public function refundApply(RequestInterface $request)
     {
         [$app, $data, $token] = $this->parseReqest($request, UnbindCardRequest::class);
-        $data = $this->paymentService->refundApply($app, $data);
-        return $this->success($data);
+        $this->paymentService->refundApply($data, $app);
+        return $this->success();
     }
 
     public function refundConfirm(RequestInterface $request)
     {
         [$app, $data, $token] = $this->parseReqest($request, UnbindCardRequest::class);
-        $this->paymentService->refundConfirm($app, $data, $token);
+        $this->paymentService->refundConfirm($data, $app, $token);
         return $this->success();
     }
 
     public function refundCancel(RequestInterface $request)
     {
         [$app, $data, $token] = $this->parseReqest($request, UnbindCardRequest::class);
-        $data = $this->paymentService->refundApply($app, $data);
-        return $this->success($data);
+        $this->paymentService->refundApply($data, $app);
+        return $this->success();
     }
 
     public function queryBindCards(RequestInterface $request)
@@ -127,7 +145,7 @@ class PaymentController extends AbstractController
         if (empty($user)) {
             throw new BusinessException('用户不存在');
         }
-        $user = $this->userService->rsyncUser($user->member_id);
+        $user = $this->userService->rsyncUser($user->member_id, $app->app_id, $data['userId']);
         $result = [
             'realnameFlag' => $user->realname_flag,
             'bindCardFlag' => $user->bind_bard_flag,
@@ -138,4 +156,58 @@ class PaymentController extends AbstractController
         ];
         return $this->success($result);
     }
+
+    public function queryOrder(RequestInterface $request)
+    {
+        [$app, $data, $token] = $this->parseReqest($request, UnbindCardRequest::class);
+        $order = $this->paymentService->queryOrder($data, $app);
+        $result = [
+            'finishTime' => $order->finished_at,
+            'amount' => $order->amount,
+            'status' => $order->status,
+        ];
+        return $this->success($result);
+    }
+
+    public function withdraw(RequestInterface $request)
+    {
+        [$app, $data, $token] = $this->parseReqest($request, UnbindCardRequest::class);
+        $url = $this->paymentService->withdraw($data, $app, $token);
+        return $this->success(['url' => $url]);
+    }
+
+    public function withdrawApply(RequestInterface $request)
+    {
+        [$app, $data, $token] = $this->parseReqest($request, UnbindCardRequest::class);
+        $data = $this->paymentService->withdrawApply($data, $app);
+        return $this->success($data);
+    }
+
+    public function withdrawApplyQuery(RequestInterface $request)
+    {
+        [$app, $data, $token] = $this->parseReqest($request, UnbindCardRequest::class);
+        $data = $this->paymentService->withdrawApplyQuery($data, $app);
+        return $this->success($data);
+    }
+
+    public function unbindWithdrawEntrust(RequestInterface $request)
+    {
+        [$app, $data, $token] = $this->parseReqest($request, RegisterRequest::class);
+        $url = $this->userService->unbindWithdrawEntrust($data, $app, $token);
+        return $this->success(['url' => $url]);
+    }
+
+    public function signWithdrawEntrust(RequestInterface $request)
+    {
+        [$app, $data, $token] = $this->parseReqest($request, RegisterRequest::class);
+        $url = $this->userService->signWithdrawEntrust($data, $app, $token);
+        return $this->success(['url' => $url]);
+    }
+
+    public function querySignEntrust(RequestInterface $request)
+    {
+        [$app, $data, $token] = $this->parseReqest($request, RegisterRequest::class);
+        $result = $this->userService->querySignEntrust($data, $app);
+        return $this->success(['result' => $result]);
+    }
 }

app/Helper/Baofu/ApiList.php

@@ -15,6 +15,11 @@ class ApiList
             'url' => '/api/cust/v3.0.0/bindCard',
             'signParams' => 'orgNo|merchantNo|terminalNo|loginNo|requestDate|cardNo|bankMobile',
         ],
+        'query-order' => [
+            'description' => '交易订单信息查询',
+            'url' => '/api/wallet/v3.0.0/queryOrder',
+            'signParams' => 'orgNo|merchantNo|terminalNo|requestDate|tradeId',
+        ],
         'bind-card-check' => [
             'description' => '个人银行卡签约-确认绑卡',
             'url' => '/api/cust/v3.0.0/bindCardCheck',
@@ -149,6 +154,16 @@ class ApiList
             'description' => '企业注册-聚合交易商户报备-v3.1版本-授权目录报备',
             'url' => '/api/aggregationReport/v3.1.0/authBind',
             'signParams' => 'orgNo|merchantNo|terminalNo|simId|authType|authContent'
+        ],
+        'entrust-withdraw' => [
+            'description' => '委托提现交易',
+            'url' => '/api/order/v3.0.0/entrustWithdraw',
+            'signParams' => 'orgNo|merchantNo|terminalNo|loginNo|requestDate|outOrderNo|amount|agreementNo'
+        ],
+        'find-sign-entrust-result' => [
+            'description' => '委托授权查询',
+            'url' => '/api/cust/v3.0.0/findSignEntrustResult',
+            'signParams' => 'orgNo|merchantNo|terminalNo|loginNo|requestDate'
         ]
     ];
 

app/Helper/Baofu/Baofu.php

@@ -2,6 +2,7 @@
 
 namespace App\Helper\Baofu;
 
+use App\Exception\BusinessException;
 use App\Helper\StringHelper;
 
 class Baofu
@@ -69,8 +70,8 @@ class Baofu
         $data['loginNo'] = $params['loginNo'];
         $data['agreementNo'] = Rsa::encryptByCERFile($params['agreementNo'], $this->getCerFilePath());
         $data['outOrderNo'] = $params['outOrderNo'];
-        $data['notifyUrl'] = NotifyList::getNotifyUrl($params['notifyUrl'], $token);
-        return $this->withReturnUrl($this->api('withdraw', $data, $token), $token);
+        $data['notifyUrl'] = NotifyList::getNotifyUrl('withdraw', $token);
+        return $this->withReturnUrl($this->api('withdraw', $data), $token);
     }
 
     public function assurePaymentSplit($params, $token)
@@ -181,14 +182,14 @@ class Baofu
         return $this->api('cloud-b2c-assure-recharge', $data);
     }
 
-    public function payment($params, $type = 'ASSURE_PAYMENT')
+    public function payment($params, $token)
     {
         $dataContent = [
             'goodsName' => $params['goodsName'],
             'amount' => $params['amount'],
             'outOrderNo' => $params['outOrderNo'],
-            'expireDate' => date('YmdHis', time() + 15*60),
-            'notifyUrl' => $params['notifyUrl'],
+            'expireDate' => $params['expireDate'],
+            'notifyUrl' => NotifyList::getNotifyUrl('payment', $token),
             'splitInfoList' => $params['splitInfoList'],
             'paidType' => $params['paidType'],
             'validDate' => date('Ymd'),
@@ -199,22 +200,17 @@ class Baofu
         // 1.微信支付(公众号、小程序)需填公众号授权获取微信用户openid
         // 2.支付宝支付(生活号、小程序)需填生活号授权获取支付宝用户userid
         // 其余时间不传
-        $data['chanalId'] = $params['chanalId'] ?: '';
+        $data['chanalId'] = $params['chanalId'] ?? '';
         $data['dataContent'] = json_encode($dataContent);
         // 1.微信支付(公众号、小程序)需填公众号授权获取微信的appid
         // 2.支付宝支付(生活号、小程序)需填生活号授权获取支付宝的appid
         // 支付宝主扫 不需要
         $data['appId'] = $params['appId'] ?: '';
         $data['isRaw'] = 0;
-        $data['callType'] = $type;
+        $data['callType'] = $params['callType'];
 
         $res = base64_decode($this->api('payment', $data));
-        if(self::PEYMENT_PAID_TYPE[$params['paidType']]){
-            $res = json_decode($res, true);
-            if($res['body']){
-                return $res['body'];
-            }
-        }
+        return json_decode($res, true);
     }
 
     public function recharge($params, $token)
@@ -255,7 +251,7 @@ class Baofu
         return $this->api('confirm-assure-pay', $data);
     }
 
-    public function confirmAssurePortfolioPay($params)
+    public function confirmAssurePortfolioPay($params, $token)
     {
         $dataContent = [
             'amount' => $params['amount'],
@@ -267,7 +263,7 @@ class Baofu
         $data = [];
         $data['loginNo'] = $params['loginNo'];
         $data['dataContent'] = json_encode($dataContent);
-        $data['notifyUrl'] = $params['notifyUrl'];
+        $data['notifyUrl'] = NotifyList::getNotifyUrl('confirm-assure-portfolio-pay', $token);
         return $this->api('confirm-assure-portfoli-pay', $data);
     }
 
@@ -364,7 +360,7 @@ class Baofu
     {
         $data = [];
         $data['loginNo'] = $loginNo;
-        $data['cardNo'] = BFRSA::encryptByCERFile($info['cardNo'], config('baofu.cerFilePath'));
+        $data['cardNo'] = Rsa::encryptByCERFile($info['cardNo'], $this->getCerFilePath());
         $data['cardName'] = $info['cardName'];
         $data['bankName'] = $info['bankName'];
         $data['branchName'] = $info['branchName'];
@@ -466,4 +462,126 @@ class Baofu
         $data['authContent'] = $params['authContent'];
         return $this->api('auth-bind', $data);
     }
+
+    public function queryOrder($params){
+        $data = [];
+        $data['loginNo'] = $params['loginNo'];
+        $data['tradeId'] = $params['tradeId'];
+        return $this->api('query-order', $data);
+    }
+
+    public function transferWithdraw($params) {
+        $items = [];
+        foreach ($params['transContent'] as $transItem) {
+            $item = [];
+            $item['transNo'] = $transItem['transNo'];
+            $item['transMoney'] = $transItem['transMoney'];
+            $item['transType'] = $transItem['transType'];
+            $item['transAccNo'] = $transItem['transAccNo'];
+            $item['transAccName'] = $transItem['transAccName'];
+            $item['transSummary'] = $transItem['transSummary'] ?? '转账';
+            if ($transItem['transType'] == 0) {
+                // 付款类型为银行时 传银行信息
+                $item['cardBankName'] =  $transItem['cardBankName'];
+                $item['cardProName'] =  $transItem['cardProName'];
+                $item['cardCityName'] =  $transItem['cardCityName'];
+                $item['cardAccDept'] =  $transItem['cardAccDept'];
+                $item['cardCnap'] =  $transItem['cardCnap'];
+                $item['transIdCard'] =  $transItem['transIdCard'];
+                $item['transMobile'] =  $transItem['transMobile'];
+            }
+            ksort($item);
+            $items[] = $item;
+        }
+
+        $body = ['transContent' => $items];
+        return $this->unionPayPost($body, 'T-1001-003-01');
+    }
+
+    public function transferWithdrawQuery($params) {
+        $items = [];
+        foreach ($params['transContent'] as $transItem) {
+            $item = [];
+            $item['transNo'] = $transItem['transNo'];
+            $item['transBatchId'] = $transItem['transBatchId'];
+            ksort($item);
+            $items[] = $item;
+        }
+
+        $body = ['transContent' => $items];
+        return $this->unionPayPost($body, 'T-1001-003-02');
+    }
+
+    private function unionPayPost($body, $serviceTp) {
+        $header = [];
+		$header['memberId'] = $this->getMerchantNo();
+		$header['terminalId'] = $this->getTerminalNo();
+		$header['serviceTp'] = $serviceTp;
+		$header['verifyType'] = 1;
+        $content = [
+            'header' => $header,
+            'body' => $body,
+        ];
+        ksort($content);
+
+        echo json_encode($content);
+        echo PHP_EOL;
+        $contentSign = Rsa::encryptedByPrivateKey(json_encode($content), $this->getPfxFilePath(), $this->getPrivateKeyPassword());
+        $header['content'] = $contentSign;
+
+        echo json_encode($header);
+        echo PHP_EOL;
+
+        $url = 'https://public.baofu.com/union-gw/api/' . $header['serviceTp'] . '/transReq.do';
+        $response = HttpClient::post($url, $header);
+        echo $response;
+        echo PHP_EOL;
+        $result = Rsa::decryptByPublicKey($response, $this->getCerFilePath());
+        echo $result;
+        echo PHP_EOL;
+        $result = json_decode($result, true);
+        if ($result['header']['sysRespCode'] == 'S_0000' && $result['body']['transHeader']['returnCode'] == '0000') {
+            return $result['body']['transContent'];
+        } else {
+            $msg = $result['header']['sysRespCode'] == 'S_0000' ? $result['body']['transHeader']['returnMsg'] : $result['header']['sysRespDesc'];
+            throw new BusinessException($msg);
+        }
+    }
+
+    public function decryptUnionPayData($content) {
+        return Rsa::decryptByPublicKey($content, $this->getCerFilePath());
+    }
+
+    public function signWithdrawEntrust($loginNo, $token)
+    {
+        $data = [];
+        $data['loginNo'] = $loginNo;
+        return $this->h5('sign-withdraw-entrust', $data, $token);
+    }
+
+    public function unbindWithdrawEntrust($loginNo, $token)
+    {
+        $data = [];
+        $data['loginNo'] = $loginNo;
+        return $this->h5('unbind-withdraw-entrust', $data, $token);
+    }
+
+    public function entrustWithdraw($params, $token)
+    {
+        $data = [];
+        $data['amount'] = $params['amount'];
+        $data['loginNo'] = $params['loginNo'];
+        $data['agreementNo'] = Rsa::encryptByCERFile($params['agreementNo'], $this->getCerFilePath());
+        $data['outOrderNo'] = $params['outOrderNo'];
+        $data['notifyUrl'] = NotifyList::getNotifyUrl('withdraw', $token);
+        return $this->withReturnUrl($this->api('entrust-withdraw', $data), $token);
+    }
+
+    public function findSignEntrustResult($loginNo, $agreementType = 'W_ENTRUST')
+    {
+        $data = [];
+        $data['loginNo'] = $loginNo;
+        $data['agreementType'] = $agreementType;
+        return $this->api('find-sign-entrust-result', $data);
+    }
 }

app/Helper/Baofu/H5List.php

@@ -58,6 +58,18 @@ class H5List
             'signParams' => 'orgNo|merchantNo|terminalNo|callType|loginNo|requestDate|null',
             'callType' => 'BM_PWDMODIFY'
         ],
+        'sign-withdraw-entrust' => [
+            'description' => '委托提现授权',
+            'url' => '/api/wallet/v3.0.0/login',
+            'signParams' => 'orgNo|merchantNo|terminalNo|callType|loginNo|requestDate|dataContent',
+            'callType' => 'SIGN_WITHDRAW_ENTRUST',
+        ],
+        'unbind-withdraw-entrust' => [
+            'description' => '委托提现解权',
+            'url' => '/api/wallet/v3.0.0/login',
+            'signParams' => 'orgNo|merchantNo|terminalNo|callType|loginNo|requestDate|dataContent',
+            'callType' => 'UNBIND_WITHDRAW_ENTRUST',
+        ],
     ];
 
     public static function get($h5Name)

app/Helper/Baofu/HttpClient.php

@@ -22,6 +22,7 @@ class HttpClient {
             curl_setopt($curl, CURLOPT_HTTPHEADER, array('Content-Type: application/json', 'Content-Length: ' . strlen($postDataString)));
         }  else {
             $postDataString = http_build_query($postData);//格式化参数
+            echo $postDataString;
         }
         curl_setopt($curl, CURLOPT_URL, $url); // 要访问的地址
         curl_setopt($curl, CURLOPT_SSL_VERIFYPEER, FALSE); //对认证证书来源的检查

app/Helper/Baofu/NotifyList.php

@@ -48,6 +48,10 @@ class NotifyList
             'description' => '自助交易确认分账',
             'signParams' => 'orgNo|merchantNo|terminalNo|tradeId|subOutOrderNo|orderStatus|loginId|finishTime|confirmType',
         ],
+        'confirm-assure-portfolio-pay' => [
+            'description' => '确认分账',
+            'signParams' => 'orgNo|merchantNo|terminalNo|tradeId|subOutOrderNo|orderStatus|loginId|finishTime|confirmType',
+        ],
         'refund' => [
             'description' => '退款',
             'signParams' => 'orgNo|merchantNo|terminalNo|refundOrderId|refundTradeId|refundMoney|refundStatus|refundSuccTime|refundType|errorMsg',

app/Helper/RedisKey.php

@@ -29,4 +29,8 @@ class RedisKey
     public static function getRequestTokenKey($token) {
         return 'request_token:' . $token;
     }
+
+    public static function getUserTokenKey($token) {
+        return 'user_token:' . $token;
+    }
 }

app/Helper/StringHelper.php

@@ -13,6 +13,11 @@ class StringHelper
     const ORDER_NO_TYPE_UNBIND_CARD = 'unbind_card';
     const ORDER_NO_TYPE_QUERY_CUSTOMER_INFO = 'query_customer_info';
     const ORDER_NO_TYPE_REQUEST_ID = 'request_id';
+    const ORDER_NO_TYPE_WITHDRAW_APPLY_BATCH_NUM = 'withdraw_apply_batch_num';
+    const ORDER_NO_TYPE_WITHDRAW_APPLY_NO = 'withdraw_apply_no';
+    const ORDER_NO_TYPE_WITHDRAW_NO = 'withdraw_no';
+    const ORDER_NO_TYPE_ACCOUNT_WITHDRAW = 'account_withdraw';
+    const ORDER_NO_TYPE_ACCOUNT_PAY = 'account_pay';
 
     public static function getRandomString($length, $withSpecialChar = false)
     {

app/Model/Account.php

@@ -0,0 +1,10 @@
+<?php
+
+declare(strict_types=1);
+
+namespace App\Model;
+
+class Account extends Model
+{
+    protected $table = 'accounts';
+}

app/Model/Order.php

@@ -29,4 +29,9 @@ class Order extends Model
     {
         return $this->hasMany(OrderSplitInfo::class, 'order_no', 'order_no');
     }
+
+    public function user()
+    {
+        return $this->belongsTo(User::class, 'member_id', 'member_id');
+    }
 }

app/Model/User.php

@@ -8,7 +8,10 @@ class User extends Model
 {
     protected $table = 'users';
 
-    public static function getPlatformAccount() {
+    public static function getPlatformAccount($isAccountPay) {
+        if ($isAccountPay) {
+            return self::where('user_id', 'ACT_4')->first();
+        }
         return self::where('is_platform_account', 1)->first();
     }
 }

app/Model/Withdraw.php

@@ -0,0 +1,15 @@
+<?php
+
+declare(strict_types=1);
+
+namespace App\Model;
+
+class Withdraw extends Model
+{
+    protected $table = 'withdraws';
+    
+    public function app()
+    {
+        return $this->belongsTo(App::class, 'app_id', 'app_id');
+    }
+}

app/Model/WithdrawApply.php

@@ -0,0 +1,35 @@
+<?php
+
+declare(strict_types=1);
+
+namespace App\Model;
+
+class WithdrawApply extends Model
+{
+    public const STATUS_PREPARE = 'PREPARE';
+    public const STATUS_APPLY_SUCCESS = 'APPLY_SUCCESS';
+    public const STATUS_APPLY_FAILED = 'APPLY_FAILED';
+    public const STATUS_REFUND = 'REFUND';
+    public const STATUS_PROCESS = 'PROCESS';
+    public const STATUS_SUCCESS = 'SUCCESS';
+    public const STATUS_FAILED = 'FAILED';
+
+    protected $table = 'withdraw_applies';
+    
+    public function app()
+    {
+        return $this->belongsTo(App::class, 'app_id', 'app_id');
+    }
+
+    public static $shortStatusAndStatusMap = [
+        '0' => self::STATUS_PROCESS,
+        '1' => self::STATUS_SUCCESS,
+        '-1' => self::STATUS_FAILED,
+        '2' => self::STATUS_REFUND,
+    ];
+
+    public static function getStatusByShortStatus($shortStatus)
+    {
+        return self::$shortStatusAndStatusMap[$shortStatus] ?: null;
+    }
+}

app/Service/PaymentService.php

@@ -10,11 +10,14 @@ use App\Exception\BusinessException;
 use App\Helper\Baofu\Baofu;
 use App\Helper\StringHelper;
 use App\Model\App;
+use App\Model\BankCard;
 use App\Model\Order;
 use App\Model\OrderSplitInfo;
 use App\Model\Refund;
 use App\Model\RefundSplitInfo;
 use App\Model\User;
+use App\Model\Withdraw;
+use App\Model\WithdrawApply;
 
 class PaymentService extends AbstractService
 {
@@ -36,11 +39,19 @@ class PaymentService extends AbstractService
             throw new BusinessException('订单号重复');
         }
 
-        [$order, $orderSplitInfos] = $this->createOrder($app, $data, $user, 'paymentSplit');
+        $data['payType'] = $data['payType'] ?? 'CARD';
+        $payMethod = $data['payMethod'] ?? 'paymentSplit';
+        [$order, $orderSplitInfos] = $this->createOrder($app, $data, $user, $payMethod);
 
         $splitInfoList = $this->buildSplitInfoList($orderSplitInfos);
-
-        return $this->paymentSplit($order, $user, $splitInfoList, $token);
+        
+        if ($payMethod == 'paymentSplit') {
+            return $this->paymentSplit($order, $user, $splitInfoList, $token);
+        } elseif($payMethod == 'unionPay') {
+            return $this->unionPay($order, $user, $splitInfoList, $token);
+        } else {
+            throw new BusinessException('payMethod不支持');
+        }
     }
 
     public function transferPay(array $data, App $app, string $token)
@@ -83,7 +94,7 @@ class PaymentService extends AbstractService
                 'loginNo' => $user->member_id,
                 'outOrderNo' => $order->order_no,
                 'amount' => $order->amount,
-                'paidType' => 'CARD',
+                'paidType' => $order->pay_type,
                 'agreementNo' => $order->agreement_no,
                 'pwdPayExpTime' => $order->expires_in,
                 'splitInfoList' => $splitInfoList,
@@ -92,7 +103,7 @@ class PaymentService extends AbstractService
             $order->applied_at = date('Y-m-d H:i:s');
             $order->pay_url = $url;
             $order->save();
-            return $url;
+            return ['url' => $url];
         } catch (ApiException $e) {
             $order->status = 'APPLY_FAILED';
             $order->applied_at = date('Y-m-d H:i:s');
@@ -133,10 +144,51 @@ class PaymentService extends AbstractService
         }
     }
 
+    private function unionPay(Order $order, User $user, array $splitInfoList, string $token)
+    {
+        // ASSURE_SHARE
+        // ASSURE_PAYMENT
+        // ASSURE_PORTFOLIO_PAY
+        // PAYMENT_SPLIT
+        try {
+            $baofu = new Baofu();
+            $result = $baofu->payment([
+                'loginNo' => $user->member_id,
+                'outOrderNo' => $order->order_no,
+                'goodsName' => $order->goods_name,
+                'amount' => $order->amount,
+                'paidType' => $order->pay_type,
+                'agreementNo' => $order->agreement_no,
+                'expireDate' => date('YmdHis', time() + $order->expires_in),
+                'validDate' => date('Ymd', $order->valid_date ? strtotime($order->valid_date) : time()),
+                'splitInfoList' => $splitInfoList,
+                'chanalId' => $order->channel_id,
+                'appId' => $order->channel_app_id,
+                'callType' => 'PAYMENT_SPLIT',
+            ], $token);
+            $order->status = 'APPLY_SUCCESS';
+            $order->applied_at = date('Y-m-d H:i:s');
+            $order->acs_no = $result['body'] ?? '';
+            $order->save();
+            return $result;
+        } catch (ApiException $e) {
+            $order->status = 'APPLY_FAILED';
+            $order->applied_at = date('Y-m-d H:i:s');
+            $order->error_code = $e->getErrorCode();
+            $order->error_message = $e->getMessage();
+            $order->save();
+            throw $e;
+        }
+    }
+
     public function createOrder(App $app, array $params, User $user, string $payMethod) {
         if ($params['amount'] < 10) {
             throw new BusinessException('金额不能小于10');
         }
+        $bankCard = BankCard::where('app_id', $app->app_id)->where('user_id', $user->user_id)->where('agreement_no', $params['agreementNo'])->first();
+        if (!$bankCard) {
+            throw new BusinessException('银行卡不存在');
+        }
         $expiresIn = $params['expiresIn'] ?? 10 * 60;
         $order = new Order();
         $order->app_id = $app->app_id;
@@ -150,21 +202,40 @@ class PaymentService extends AbstractService
         $order->return_url = $params['returnUrl'] ?? '';
         $order->agreement_no = $params['agreementNo'] ?? '';
         $order->status = 'PREPARE';
+        $order->pay_mode = 'BAOFU';
+        $order->channel_id = $params['channelId'] ?? '';
+        $order->channel_app_id = $params['appId'] ?? '';
         $order->pay_channel = 'BAOFU';
         $order->pay_method = $payMethod;
-        $order->pay_type = 'CARD';
+        $order->pay_type = $params['payType'] ?? '';
         $order->valid_date = $params['validDate'] ?? null;
         $order->expires_in = $expiresIn;
         $order->expired_at = date('Y-m-d H:i:s', time() + $expiresIn);
         $order->market_info = $params['marketInfo'] ?? [];
         $order->org_split_info_list = $params['splitInfoList'];
+        $order->remark = $params['remark'] ?? '';
+        $order->last_card_no = $bankCard->last_card_no;
+        $order->card_user_name = $bankCard->card_user_name;
+        $order->bank_mobile = $bankCard->bank_mobile;
+        $order->bank_name = $bankCard->bank_name;
+        $order->bank_code = $bankCard->bank_code;
+        $order->card_type = $bankCard->card_type;
+        $order->cnaps_code = $bankCard->cnaps_code;
+        $order->is_account_pay = isset($params['isAccountPay']) && $params['isAccountPay'] ? 1 :0;
         $order->save();
         
-        $platformAccount = User::getPlatformAccount();
-        $fee = $platformAccount ? floor($order->amount * 0.007) : 0;
+        $platformAccount = User::getPlatformAccount($params['isAccountPay']);
+        $feeRate = 0.007;
+        // if ($params['isAccountPay']) {
+        //     $feeRate = 0.00256;
+        // }
+        $fee = $platformAccount ? floor($order->amount * $feeRate) : 0;
         if ($fee <= 0) {
             $fee = 1;
         }
+        if ($params['isAccountPay']) {
+            $fee = 200;
+        }
         $orderSplitInfos = [];
         $splitUserIds = array_column($params['splitInfoList'], 'splitUserId');
         $users = User::where('app_id', $app->app_id)->whereIn('user_id', $splitUserIds)->get()->keyBy('user_id');
@@ -208,21 +279,45 @@ class PaymentService extends AbstractService
                 'seller_flag' => 0,
             ];
         }
+        if ($params['isAccountPay']) {
+            $feeSubOrderNo = StringHelper::generateOrderNo(StringHelper::ORDER_NO_TYPE_PAY_SPLIT);
+            $mainAccount = User::where('user_id', 'ACT_9')->first();
+            $orderSplitInfos[] = [
+                'app_id' => $app->app_id,
+                'user_id' => $user->user_id,
+                'member_id' => $user->member_id,
+                'split_member_id' => $mainAccount->member_id,
+                'split_user_id' => $mainAccount->user_id,
+                'split_user_type' => $mainAccount->user_type == 'MERCHANT' ? 'B_ACCOUNT' : $mainAccount->user_type,
+                'order_no' => $order->order_no,
+                'out_order_no' => $order->out_order_no,
+                'sub_order_no' => $feeSubOrderNo,
+                'sub_out_order_no' => $feeSubOrderNo,
+                'split_amount' => $order->amount - $fee,
+                'contract_no' => $mainAccount->contract_no,
+                'seller_flag' => 0,
+            ];
+        }
         OrderSplitInfo::insert($orderSplitInfos);
         return [$order, $orderSplitInfos];
     }
 
-    public function updateOrder($params) {
-        $order = Order::where('order_no', $params['order_no'])->where('status', 'APPLY_SUCCESS')->first();
+    public function updateOrder($params, array $statusList = null) {
+        $order = Order::where('order_no', $params['order_no'])->first();
         if (empty($order)) {
             return null;
         }
+
+        if ($statusList && !in_array($order->status, $statusList)) {
+            return null;
+        }
+        
         $order->third_order_no = $params['third_order_no'];
         $order->status = $params['status'];
         $order->finished_at = date('Y-m-d H:i:s', strtotime($params['finished_at']));
-        $order->error_message = $params['error_message'];
-        $order->transaction_id = $params['transaction_id'];
-        $order->out_transaction_id = $params['out_transaction_id'];
+        $order->error_message = $params['error_message'] ?? '';
+        $order->transaction_id = $params['transaction_id'] ?? '';
+        $order->out_transaction_id = $params['out_transaction_id'] ?? '';
         $order->save();
         return $order;
     }
@@ -385,12 +480,12 @@ class PaymentService extends AbstractService
         if (empty($user)) {
             throw new BusinessException('用户不存在');
         }
-        $order = Order::where('app_id', $app->app_id)->where('out_order_no', $data['outOrderNo'])->first();
+        $order = Order::where('app_id', $app->app_id)->where('out_order_no', $data['oldOutOrderNo'])->first();
         if (empty($order)) {
             throw new BusinessException('订单不存在');
         }
 
-        if ($order->status != Order::STATUS_APPLY_SUCCESS) {
+        if ($order->status != Order::STATUS_SUCCESS) {
             throw new BusinessException('订单状态异常');
         }
 
@@ -410,7 +505,6 @@ class PaymentService extends AbstractService
                 'assureConfirmSplitInfoList' => $confirmSplitInfoList,
                 'outOrderNo' => StringHelper::generateOrderNo(StringHelper::ORDER_NO_TYPE_CONFIRM_PAY),
                 'amount' => $data['amount'],
-                'notifyUrl' => $data['notifyUrl'],
             ], $token);
             $order->status = 'CONFIRM_SUCCESS';
             $order->save();
@@ -423,4 +517,248 @@ class PaymentService extends AbstractService
             throw $e;
         }
     }
+
+
+    public function queryOrder(array $data, App $app)
+    {
+        $type = $data['type'] ?? 'PAYMENT';
+        $orderNo = null;
+        $memberId = null;
+        if ($type == 'WITHDRAW') {
+            $withdraw = Withdraw::where('app_id', $app->app_id)->where('out_withdraw_no', $data['outOrderNo'])->first();
+            if (empty($withdraw)) {
+                throw new BusinessException('提现记录不存在');
+            }
+            $memberId = $withdraw->member_id;
+            $orderNo = $withdraw->withdraw_no;
+        } elseif ($type == 'PAYMENT') {
+            $order = Order::where('app_id', $app->app_id)->where('out_order_no', $data['outOrderNo'])->first();
+            if (empty($order)) {
+                throw new BusinessException('订单不存在');
+            }
+            $memberId = $order->member_id;
+            $orderNo = $order->order_no;
+        } else {
+            throw new BusinessException('查询类型错误');
+        }
+        
+        $baofu = new Baofu();
+        $result = $baofu->queryOrder([
+            'loginNo' => $memberId,
+            'tradeId' => $orderNo,
+        ]);
+
+        $info = [
+            'member_id' => $memberId,
+            'order_no' => $orderNo,
+            'third_order_no' => $result['requestNo'] ?? '',
+            'status' => $result['status'],
+            'amount' => $result['amount'],
+            'fee' => $result['feeAmt'] ?? 0,
+            'fee_acc' => $result['feeAcc'] ?? 0,
+            'finished_at' => $result['finishDate'],
+            'error_message' => $result['errorMsg'] ?? '',
+            'transaction_id' => $result['transactionId'] ?? '',
+            'out_transaction_id' => $result['outTransactionId'] ?? '',
+        ];
+        if ($result['tradeType'] == 'WITHDRAW') {
+            return $this->updateWithdraw($info);
+        } elseif (in_array($result['tradeType'], ['ASSURE_RECHARGE', 'PAYMENT_SPLIT_API', 'ASSURE_PORTFOLIO_PAY'])) {
+            return $this->updateOrder($info);
+        } else {
+            return true;
+        }
+    }
+
+    public function withdrawApply(array $data, App $app) {
+        $user = User::where('app_id', $app->app_id)->where('user_id', $data['userId'])->first();
+        if (empty($user)) {
+            throw new BusinessException('用户不存在');
+        }
+        $apply = new WithdrawApply();
+        $apply->app_id = $app->app_id;
+        $apply->user_id = $user->user_id;
+        $apply->member_id = $user->member_id;
+        $apply->account_name = $data['accountName'];
+        $apply->batch_num = StringHelper::generateOrderNo(StringHelper::ORDER_NO_TYPE_WITHDRAW_APPLY_BATCH_NUM);
+        $apply->apply_no = StringHelper::generateOrderNo(StringHelper::ORDER_NO_TYPE_WITHDRAW_APPLY_NO);
+        $apply->out_apply_no = $data['outApplyNo'];
+        $apply->notify_url = $data['notifyUrl'];
+        $apply->amount = $data['amount'];
+        $apply->status = 'PREPARE';
+        $apply->summary = $data['summary'] ?? '转账';
+        $apply->applied_at = date('Y-m-d H:i:s');
+        $apply->save();
+        
+        $baofu = new Baofu();
+        $data = [
+            'transContent' => [
+                [
+                    'transNo' => $apply->apply_no,
+                    'transMoney' => round($apply->amount / 100, 2),
+                    'transType' => 2,
+                    'transAccNo' => $user->contract_no,
+                    'transAccName' => $apply->account_name,
+                    'transSummary' => $apply->summary,
+                ]
+            ]
+        ];
+        try {
+            $result = $baofu->transferWithdraw($data);
+            $apply->third_apply_no = $result[0]['transOrderId'];
+            $apply->third_batch_num = $result[0]['transBatchId'];
+            $apply->status = 'APPLY_SUCCESS';
+            $apply->save();
+
+            return ['batchNum' => $apply->batch_num, 'applyNo' => $apply->apply_no];
+        } catch (ApiException $e) {
+            $apply->status = 'APPLY_FAILED';
+            $apply->error_code = $e->getCode();
+            $apply->error_message = $e->getMessage();
+            $apply->save();
+            throw $e;
+        }
+    }
+
+    public function withdrawApplyQuery(array $data, App $app) {
+        $user = User::where('app_id', $app->app_id)->where('user_id', $data['userId'])->first();
+        if (empty($user)) {
+            throw new BusinessException('用户不存在');
+        }
+
+        $apply = WithdrawApply::where('app_id', $app->app_id)->where('out_apply_no', $data['outApplyNo'])->first();
+        
+        $baofu = new Baofu();
+        $data = [
+            'transContent' => [
+                [
+                    'transNo' => $apply->apply_no,
+                    'transBatchId' => $apply->third_batch_num,
+                ]
+            ]
+        ];
+        try {
+            $result = $baofu->transferWithdrawQuery($data);
+            $item = $result[0];
+            $apply->fee = intval($item['transFee'] * 100);
+            $apply->third_apply_no = $item['transOrderId'];
+            $apply->third_batch_num = $item['transBatchId'];
+            $apply->status = WithdrawApply::getStatusByShortStatus($item['state']);
+            $apply->save();
+
+            return ['fee' => $apply->fee, 'status' => $apply->status, 'amount' => $apply->amount];
+        } catch (ApiException $e) {
+            throw $e;
+        }
+    }
+
+    public function withdraw(array $data, App $app, string $token) {
+        $withdrawType = $data['withdrawType'] ?? 'normal';
+        $user = User::where('app_id', $app->app_id)->where('user_id', $data['userId'])->first();
+        if (empty($user)) {
+            throw new BusinessException('用户不存在');
+        }
+        $withdraw = new Withdraw();
+        $withdraw->app_id = $app->app_id;
+        $withdraw->user_id = $user->user_id;
+        $withdraw->member_id = $user->member_id;
+        $withdraw->agreement_no = $data['agreementNo'];
+        $withdraw->withdraw_no = StringHelper::generateOrderNo(StringHelper::ORDER_NO_TYPE_WITHDRAW_NO);
+        $withdraw->out_withdraw_no = $data['outWithdrawNo'];
+        $withdraw->withdraw_type = $withdrawType;
+        $withdraw->amount = $data['amount'];
+        $withdraw->status = 'PREPARE';
+        $withdraw->applied_at = date('Y-m-d H:i:s');
+        $withdraw->notify_url = $data['notifyUrl'];
+        $withdraw->save();
+
+        if ($withdrawType == 'entrust') {
+            return $this->doEntrustWithdraw($data, $withdraw, $token);
+        } else {
+            return $this->doWithdraw($data, $withdraw, $token);
+        }
+    }
+
+    private function doWithdraw(array $data, Withdraw $withdraw, string $token) {
+        try {
+            $baofu = new Baofu();
+            $result = $baofu->withdraw([
+                'amount' => intval($data['amount']),
+                'loginNo' => $withdraw->member_id,
+                'agreementNo' => $data['agreementNo'],
+                'outOrderNo' => $withdraw->withdraw_no,
+            ], $token);
+
+            $withdraw->status = 'APPLY_SUCCESS';
+            $withdraw->withdraw_url = $result;
+            $withdraw->save();
+            return $result;
+        } catch (ApiException $e) {
+            $withdraw->status = 'APPLY_FAILED';
+            $withdraw->error_code = $e->getCode();
+            $withdraw->error_message = $e->getMessage();
+            $withdraw->save();
+            throw $e;
+        }
+    }
+
+    private function doEntrustWithdraw(array $data, Withdraw $withdraw, string $token) {
+        try {
+            $baofu = new Baofu();
+            $result = $baofu->entrustWithdraw([
+                'amount' => intval($data['amount']),
+                'loginNo' => $withdraw->member_id,
+                'agreementNo' => $data['agreementNo'],
+                'outOrderNo' => $withdraw->withdraw_no,
+            ], $token);
+
+            $withdraw->status = 'APPLY_SUCCESS';
+            $withdraw->withdraw_url = $result;
+            $withdraw->save();
+            return $result;
+        } catch (ApiException $e) {
+            $withdraw->status = 'APPLY_FAILED';
+            $withdraw->error_code = $e->getCode();
+            $withdraw->error_message = $e->getMessage();
+            $withdraw->save();
+            throw $e;
+        }
+    }
+
+    public function updateWithdraw($params, array $statusList = null) {
+        $withdraw = Withdraw::where('withdraw_no', $params['order_no'])->first();
+        if (empty($withdraw)) {
+            return null;
+        }
+
+        if ($statusList && !in_array($withdraw->status, $statusList)) {
+            return null;
+        }
+        
+        $withdraw->third_withdraw_no = $params['third_order_no'];
+        $withdraw->status = $params['status'];
+        $withdraw->fee = $params['fee'] ?? 0;
+        $withdraw->fee_acc = $params['fee_acc'] ?? 0;
+        $withdraw->finished_at = $params['finished_at'] ?? null;
+        $withdraw->save();
+        return $withdraw;
+    }
+
+    public function updateWithdrawApply($params, array $statusList = null) {
+        $apply = WithdrawApply::where('apply_no', $params['transNo'])->first();
+        if (empty($apply)) {
+            return null;
+        }
+
+        if ($statusList && !in_array($apply->status, $statusList)) {
+            return null;
+        }
+        
+        $apply->fee = intval($params['transFee'] * 100);
+        $apply->third_apply_no = $params['transOrderId'];
+        $apply->third_batch_num = $params['transBatchId'];
+        $apply->status = WithdrawApply::getStatusByShortStatus($params['state']);
+        $apply->save();
+        return $apply;
+    }
 }

app/Service/UserService.php

@@ -41,9 +41,9 @@ class UserService extends AbstractService
         return $url;
     }
 
-    public function rsyncUser($memberId, $appId, $userId) {
+    public function rsyncUser($memberId, $appId, $userId, $customerType = 'PERSON') {
         $baofu = new Baofu();
-        $userInfo = $baofu->queryCustomerInfo($memberId);
+        $userInfo = $baofu->queryCustomerInfo($memberId, $customerType);
         return $this->saveUser($userInfo, $appId, $userId);
     }
 
@@ -71,7 +71,7 @@ class UserService extends AbstractService
             $user->realname_flag = $userInfo['realNameFlag'] ?? 'Y';
             $user->bind_card_flag = $userInfo['bindCardFlag'];
             $user->set_pwd_flag = $userInfo['setPwdFlag'];
-            $user->status = $userInfo['operatorStatus'] ?: $userInfo['status'];
+            $user->status = $userInfo['status'];
             $user->email = $userInfo['email'] ?? '';
             $user->mobile = $userInfo['mobile'] ?? '';
             $user->real_name = $userInfo['customerName'] ?? '';
@@ -234,4 +234,40 @@ class UserService extends AbstractService
         $baofu = new Baofu();
         return $baofu->getBalance($memberId);
     }
+
+    public function signWithdrawEntrust(array $data, App $app, string $token)
+    {
+        $user = User::where('app_id', $app->app_id)->where('user_id', $data['userId'])->first();
+        if (empty($user)) {
+            throw new BusinessException('用户不存在');
+        }
+
+        $baofu = new Baofu();
+        $url = $baofu->signWithdrawEntrust($user->member_id, $token);
+        return $url;
+    }
+
+    public function unbindWithdrawEntrust(array $data, App $app, string $token)
+    {
+        $user = User::where('app_id', $app->app_id)->where('user_id', $data['userId'])->first();
+        if (empty($user)) {
+            throw new BusinessException('用户不存在');
+        }
+
+        $baofu = new Baofu();
+        $url = $baofu->unbindWithdrawEntrust($user->member_id, $token);
+        return $url;
+    }
+
+    public function querySignEntrust(array $data, App $app)
+    {
+        $user = User::where('app_id', $app->app_id)->where('user_id', $data['userId'])->first();
+        if (empty($user)) {
+            throw new BusinessException('用户不存在');
+        }
+
+        $baofu = new Baofu();
+        $result = $baofu->findSignEntrustResult($user->member_id);
+        return $result;
+    }
 }

config/autoload/baofu.php

@@ -21,8 +21,8 @@ return [
     'orgNo' => '1274207',
     'terminalNo' => '82254',
     'privateKeyPassword' => 'Ntp2Mx3MtqPZ',
-    'simIDWx' => '',
-    'simIDAli' => '',
+    'simIDWx' => '591432528',
+    'simIDAli' => '2088720811286939',
     'channelId' => '',
     'channelName' => '',
     'pfxFilePath' => BASE_PATH . '/certs/prod/baofu-xy.pfx',

config/autoload/server.php

@@ -20,7 +20,7 @@ return [
             'name' => 'http',
             'type' => Server::SERVER_HTTP,
             'host' => '0.0.0.0',
-            'port' => env('HTTP_PORT', 9501),
+            'port' => (int)env('HTTP_PORT', 9501),
             'sock_type' => SWOOLE_SOCK_TCP,
             'callbacks' => [
                 Event::ON_REQUEST => [Hyperf\HttpServer\Server::class, 'onRequest'],

config/routes.php

@@ -2,6 +2,7 @@
 
 declare(strict_types=1);
 
+use App\Controller\Payment\AccountController;
 use App\Controller\Payment\NotifyController;
 use App\Controller\Payment\PaymentController;
 use App\Controller\Payment\ReturnController;
@@ -19,20 +20,48 @@ Router::addGroup('/payment',function () {
     Router::post('/pwd-forget', [PaymentController::class, 'pwdForget']);
     Router::post('/pwd-modify', [PaymentController::class, 'pwdModify']);
     Router::post('/payment', [PaymentController::class, 'payment']);
+    Router::post('/get-balance', [PaymentController::class, 'getBalance']);
+    Router::post('/confirm-pay', [PaymentController::class, 'confirmPay']);
+    Router::post('/query-order', [PaymentController::class, 'queryOrder']);
     Router::post('/transfer-pay', [PaymentController::class, 'transferPay']);
     Router::post('/query-bind-cards', [PaymentController::class, 'queryBindCards']);
     Router::post('/query-user', [PaymentController::class, 'queryUser']);
     Router::post('/refund-apply', [PaymentController::class, 'refundApply']);
     Router::post('/refund-confirm', [PaymentController::class, 'refundConfirm']);
     Router::post('/refund-cancel', [PaymentController::class, 'refundCancel']);
+    Router::post('/withdraw-apply', [PaymentController::class, 'withdrawApply']);
+    Router::post('/withdraw-apply-query', [PaymentController::class, 'withdrawApplyQuery']);
+    Router::post('/withdraw', [PaymentController::class, 'withdraw']);
+    Router::post('/unbind-withdraw-entrust', [PaymentController::class, 'unbindWithdrawEntrust']);
+    Router::post('/sign-withdraw-entrust', [PaymentController::class, 'signWithdrawEntrust']);
+    Router::post('/query-sign-entrust', [PaymentController::class, 'querySignEntrust']);
 }, ['middleware' => [\App\Middleware\RequestLogMiddleware::class, \App\Middleware\AppAuthMiddleWare::class]]);
 
+Router::addGroup('/account',function () {
+    Router::post('/login', [AccountController::class, 'login']);
+    Router::post('/register', [AccountController::class, 'register']);
+    Router::post('/open-account', [AccountController::class, 'openAccount']);
+    Router::post('/bind-card', [AccountController::class, 'bindCard']);
+    Router::post('/unbind-card', [AccountController::class, 'unBindCard']);
+    Router::post('/set-pay-password', [AccountController::class, 'setPayPassword']);
+    Router::post('/reset-pay-password', [AccountController::class, 'resetPayPassword']);
+    Router::post('/transfer-pay', [AccountController::class, 'transferPay']);
+    Router::post('/user-info', [AccountController::class, 'getUserInfo']);
+    Router::get('/company-register', [AccountController::class, 'companyRegister']);
+    Router::post('/update-password', [AccountController::class, 'updatePassword']);
+    Router::get('/sign-withdraw-entrust', [AccountController::class, 'signWithdrawEntrust']);
+    Router::post('/get-orders', [AccountController::class, 'getOrders']);
+}, []);
+
 Router::addGroup('/notify',function () {
     Router::addRoute(['GET', 'POST'], '/register/{token}', [NotifyController::class, 'register']);
     Router::addRoute(['GET', 'POST'], '/bind-card/{token}', [NotifyController::class, 'bindCard']);
     Router::addRoute(['GET', 'POST'], '/payment/{token}', [NotifyController::class, 'payment']);
     Router::addRoute(['GET', 'POST'], '/refund/{token}', [NotifyController::class, 'refund']);
+    Router::addRoute(['GET', 'POST'], '/withdraw/{token}', [NotifyController::class, 'withdraw']);
+    Router::addRoute(['GET', 'POST'], '/transfer-withdraw', [NotifyController::class, 'transferWithdraw']);
     Router::addRoute(['POST'], '/test-notify', [NotifyController::class, 'testNotify']);
+    Router::addRoute(['GET', 'POST'], '/confirm-assure-portfolio-pay/{token}', [NotifyController::class, 'confirmAssurePortfolioPay']);
 });
 
 Router::addRoute(['GET', 'POST'], '/return/{token}', [ReturnController::class, 'go']);

payment.sql

@@ -224,4 +224,67 @@ add column `market_info` varchar(255) NOT NULL DEFAULT '' after valid_date,
 add column `acs_no` varchar(32) NOT NULL DEFAULT '' after market_info;
 
 alter table orders 
-add column `goods_name` varchar(125) NOT NULL DEFAULT '' after amount;
+add column `goods_name` varchar(125) NOT NULL DEFAULT '' after amount;
+
+
+alter table orders 
+add column `pay_mode` varchar(20) NOT NULL DEFAULT '' after market_info,
+add column `remark` varchar(255) NOT NULL DEFAULT '' after return_url;
+
+alter table orders 
+add column `channel_id` varchar(32) NOT NULL DEFAULT '' after market_info,
+add column `channel_app_id` varchar(32) NOT NULL DEFAULT '' after market_info;
+
+CREATE TABLE `withdraws` (
+  `id` bigint unsigned NOT NULL AUTO_INCREMENT COMMENT 'ID',
+  `app_id` varchar(16) NOT NULL COMMENT '应用ID',
+  `member_id` varchar(32) NOT NULL,
+  `user_id` varchar(32) NOT NULL,
+  `withdraw_no` varchar(32) NOT NULL,
+  `out_withdraw_no` varchar(32) NOT NULL,
+  `amount` int(11) NOT NULL DEFAULT 0,
+  `agreement_no`  varchar(32) NOT NULL DEFAULT '',
+  `fee` int(11) NOT NULL DEFAULT 0,
+  `fee_acc` tinyint(1) NOT NULL DEFAULT 0,
+  `withdraw_url` varchar(255) NOT NULL DEFAULT '',
+  `applied_at` datetime DEFAULT NULL,
+  `notify_url` varchar(255) NOT NULL DEFAULT '',
+  `status` varchar(16) NOT NULL DEFAULT '',
+  `error_code` varchar(64) NOT NULL DEFAULT '',
+  `error_message` varchar(120) NOT NULL DEFAULT '',
+  `finished_at` datetime DEFAULT NULL,
+  `third_withdraw_no` varchar(32) NOT NULL DEFAULT '',
+  `updated_at` timestamp NOT NULL DEFAULT CURRENT_TIMESTAMP,
+  `created_at` timestamp NOT NULL DEFAULT CURRENT_TIMESTAMP,
+  PRIMARY KEY (`id`) USING BTREE,
+  KEY `idx_appid` (`app_id`) USING BTREE,
+  KEY `idx_memberid` (`member_id`) USING BTREE,
+  KEY `idx_createdat` (`created_at`) USING BTREE
+) ENGINE=InnoDB DEFAULT CHARSET=utf8mb3 ROW_FORMAT=DYNAMIC;
+
+CREATE TABLE `withdraw_applies` (
+  `id` bigint unsigned NOT NULL AUTO_INCREMENT COMMENT 'ID',
+  `app_id` varchar(16) NOT NULL COMMENT '应用ID',
+  `member_id` varchar(32) NOT NULL,
+  `user_id` varchar(32) NOT NULL,
+  `apply_no` varchar(32) NOT NULL,
+  `batch_num` varchar(32) NOT NULL,
+  `out_apply_no` varchar(32) NOT NULL,
+  `amount` int(11) NOT NULL DEFAULT 0,
+  `fee` int(11) NOT NULL DEFAULT 0,
+  `account_name` varchar(32) NOT NULL DEFAULT '',
+  `summary` varchar(255) NOT NULL DEFAULT '',
+  `applied_at` datetime DEFAULT NULL,
+  `notify_url` varchar(255) NOT NULL DEFAULT '',
+  `status` varchar(16) NOT NULL DEFAULT '',
+  `error_code` varchar(64) NOT NULL DEFAULT '',
+  `error_message` varchar(120) NOT NULL DEFAULT '',
+  `third_apply_no` varchar(32) NOT NULL DEFAULT '',
+  `third_batch_num` varchar(32) NOT NULL DEFAULT '',
+  `updated_at` timestamp NOT NULL DEFAULT CURRENT_TIMESTAMP,
+  `created_at` timestamp NOT NULL DEFAULT CURRENT_TIMESTAMP,
+  PRIMARY KEY (`id`) USING BTREE,
+  KEY `idx_appid` (`app_id`) USING BTREE,
+  KEY `idx_memberid` (`member_id`) USING BTREE,
+  KEY `idx_createdat` (`created_at`) USING BTREE
+) ENGINE=InnoDB DEFAULT CHARSET=utf8mb3 ROW_FORMAT=DYNAMIC;

public/account.html

@@ -0,0 +1,464 @@
+<!DOCTYPE html>
+<html>
+<head>
+  <meta charset="UTF-8">
+  <!-- import CSS -->
+  <link rel="stylesheet" href="https://cdn.bootcdn.net/ajax/libs/element-ui/2.15.14/theme-chalk/index.min.css">
+  <title>我的账户</title>
+</head>
+<body>
+  <div id="app">
+    <el-container>
+        <el-main>
+            <el-tabs v-model="activeName" @tab-click="handleClick">
+                <el-tab-pane label="账户信息" name="user">
+                    <el-row>
+                        <el-col :span="24">
+                            <el-descriptions title="用户信息">
+                                <el-descriptions-item label="用户名">{{username}} <el-button type="primary" @click="logout" size="mini" round>退出登录</el-button></el-descriptions-item>
+                                <el-descriptions-item label="登录密码"><el-button type="primary" @click="updatePasswordVisible = true" size="mini" round>修改</el-button></el-descriptions-item>
+                            </el-descriptions>
+                        </el-col>
+                    </el-row>
+                    <el-row>
+                        <el-col :span="24">
+                            <el-descriptions title="开户信息">
+                                <el-descriptions-item label="用户名" v-if="userInfo != null && userInfo.realname_flag==='Y'">{{userInfo.real_name}}</el-descriptions-item>
+                                <el-descriptions-item label="用户名" v-else><el-button type="primary" @click="openAccount" size="mini" round>开户</el-button></el-descriptions-item>
+                                <el-descriptions-item label="身份证号" v-if="userInfo != null && userInfo.realname_flag==='Y'">{{userInfo.certificate_no}}</el-descriptions-item>
+                                <el-descriptions-item label="身份证号" v-else>--</el-descriptions-item>
+                                <el-descriptions-item label="支付密码" v-if="userInfo != null && userInfo.set_pwd_flag==='Y'">********** <el-button type="primary" @click="resetPayPassword" size="mini" round>修改</el-button></el-descriptions-item>
+                                <el-descriptions-item label="支付密码" v-else><el-button type="primary" @click="setPayPassword" size="mini" round>设置</el-button></el-descriptions-item>
+                            </el-descriptions>
+                        </el-col>
+                    </el-row>
+                    <el-row>
+                        <el-col :span="24">
+                            <el-descriptions title="绑卡信息">
+                                <el-descriptions-item label="开户行" v-if="bankCard != null && userInfo.bind_card_flag!=='N'">{{bankCard.bank_name}} <el-button type="primary" @click="unbindCard" size="mini" round>解绑</el-button></el-descriptions-item>
+                                <el-descriptions-item label="开户行" v-else><el-button type="primary" @click="bindCard" size="mini" round>绑卡</el-button></el-descriptions-item>
+                                <el-descriptions-item label="开户姓名" v-if="bankCard != null && userInfo.bind_card_flag!=='N'">{{bankCard.card_user_name}}</el-descriptions-item>
+                                <el-descriptions-item label="开户姓名" v-else>--</el-descriptions-item>
+                            </el-descriptions>
+                        </el-col>
+                    </el-row>
+                </el-tab-pane>
+                <el-tab-pane label="充值" name="recharge">
+                    <div>
+                        <el-form ref="payForm" :model="payForm" label-width="80px">
+                            <el-form-item label="金额">
+                              <el-input v-model="payForm.amount"></el-input>
+                            </el-form-item>
+                            <el-form-item>
+                              <el-button type="primary" @click="transferPay">充值</el-button>
+                            </el-form-item>
+                        </el-form>
+                    </div>
+                    <div>
+                        <h2>充值流程</h2>
+                        <p>1. 输入金额，点击充值按钮</p>
+                        <p>2. 按弹窗提示转账</p>
+                    </div>
+                </el-tab-pane>
+                <el-tab-pane label="充值记录" name="orders">
+                    <div>
+                        <el-row>
+                            <el-form :inline="true" :model="search">
+                                <el-form-item label="">
+                                  <el-input v-model="search.outOrderNo" placeholder="商户订单号" clearable></el-input>
+                                </el-form-item>
+                                <el-form-item label="">
+                                    <el-input v-model="search.mobile" placeholder="手机尾号(后四位)" clearable></el-input>
+                                </el-form-item>
+                                <el-form-item label="">
+                                    <el-input v-model="search.bankCardNo" placeholder="银行卡(后四位)" clearable></el-input>
+                                </el-form-item>
+                                <el-form-item label="">
+                                    <el-input v-model="search.cardUserName" placeholder="名字(不加姓)" clearable></el-input>
+                                </el-form-item>
+                                <el-form-item label="">
+                                    <el-date-picker
+                                        v-model="search.timeRange"
+                                        type="daterange"
+                                        value-format="yyyy-MM-dd"
+                                        range-separator="至"
+                                        start-placeholder="支付开始日期"
+                                        end-placeholder="支付结束日期">
+                                    </el-date-picker>
+                                </el-form-item>
+                                <el-form-item label="">
+                                  <el-select v-model="search.status" placeholder="支付状态" clearable>
+                                    <el-option label="转账成功，入账成功" value="FINISH"></el-option>
+                                    <el-option label="转账成功，待入账" value="SUCCESS"></el-option>
+                                    <el-option label="转账成功，入账失败" value="CONFIRM_FAILED"></el-option>
+                                    <el-option label="转账失败" value="FAILED"></el-option>
+                                    <el-option label="待转账" value="PROCESS"></el-option>
+                                  </el-select>
+                                </el-form-item>
+                                <el-form-item>
+                                  <el-button type="primary" @click="query">查询</el-button>
+                                </el-form-item>
+                                <el-form-item>
+                                    <div style="line-height: 20px; margin-left: 20px; display: inline-block; margin-top: 10px; font-size: 14px;">充值金额：{{ amount }}</div>
+                                  </el-form-item>
+                            </el-form>
+                        </el-row>
+                        <el-row>
+                            <el-col :span="24">
+                                <el-table
+                                :data="records"
+                                style="width: 100%">
+                                    <el-table-column
+                                        prop="out_order_no"
+                                        label="订单号"
+                                        width="180">
+                                    </el-table-column>
+                                    <el-table-column
+                                        prop="card_user_name"
+                                        label="姓名"
+                                        width="180">
+                                    </el-table-column>
+                                    <el-table-column
+                                        prop="certificate_no"
+                                        label="身份证号">
+                                    </el-table-column>
+                                    <el-table-column
+                                        prop="last_card_no"
+                                        label="银行卡号(后四位)">
+                                    </el-table-column>
+                                    <el-table-column
+                                        prop="bank_mobile"
+                                        label="手机号(后四位)">
+                                    </el-table-column>
+                                    <el-table-column
+                                        prop="amount"
+                                        label="充值金额">
+                                    </el-table-column>
+                                    <el-table-column
+                                        prop="created_at"
+                                        label="充值时间">
+                                    </el-table-column>
+                                    <el-table-column
+                                        prop="status_text"
+                                        label="状态">
+                                    </el-table-column>
+                                </el-table>
+                                <el-pagination
+                                background
+                                layout="prev, pager, next"
+                                @current-change="handleCurrentChange"
+                                :page-size="pageSize"
+                                :total="total"
+                                style="margin-top: 10px">
+                                </el-pagination>
+                            </el-col>
+                        </el-row>
+                    </div>
+                </el-tab-pane>
+            </el-tabs>
+        </el-main>
+    </el-container>
+    <el-dialog title="转账信息" :visible.sync="payInfoVisible" width="50%">
+        <div>
+            <h3>您可通过网银或手机银行app向专属打款账户进行转账，其中：</h3>
+            <p><el-tag type="success">订单号：{{outOrderNo}}</el-tag></p>
+            <p><el-tag type="success">户名：宝付网络科技（上海）有限公司</el-tag></p>
+            <p><el-tag type="success">银行：支付机构备付金集中存管账户</p>
+            <p><el-tag type="success">开户城市：上海</el-tag></p>
+            <p><el-tag type="success">开户网点：宝付网络-备付金账户</el-tag></p>
+            <p><el-tag type="success">行号：991290000793</el-tag></p>
+            <p><el-tag type="success">专属打款账户：{{acsNo}}</el-tag></p>
+        </div>
+        <div slot="footer" class="dialog-footer">
+            <el-button @click="payInfoVisible = false">确 定</el-button>
+        </div>
+    </el-dialog>
+    <el-dialog title="修改登录密码" :visible.sync="updatePasswordVisible" width="40%">
+        <div>
+            <el-form ref="updatePasswordForm" :model="updatePasswordForm" label-width="80px">
+                <el-form-item label="原密码">
+                    <el-input show-password v-model="updatePasswordForm.oldPassword"></el-input>
+                </el-form-item>
+                <el-form-item label="密码">
+                    <el-input show-password v-model="updatePasswordForm.password"></el-input>
+                </el-form-item>
+                <el-form-item label="确认密码">
+                    <el-input show-password v-model="updatePasswordForm.confirm_password"></el-input>
+                </el-form-item>
+            </el-form>
+        </div>
+        <div slot="footer" class="dialog-footer">
+            <el-button @click="updatePasswordVisible = false">取 消</el-button>
+            <el-button type="primary" @click="updatePassword">确 定</el-button>
+        </div>
+    </el-dialog>
+  </div>
+</body>
+ <!-- import Vue before Element -->
+ <script src="https://cdn.bootcdn.net/ajax/libs/vue/2.7.9/vue.min.js"></script>
+ <!-- import JavaScript -->
+ <script src="https://cdn.bootcdn.net/ajax/libs/element-ui/2.15.14/index.min.js"></script>
+ <script src="https://cdn.bootcdn.net/ajax/libs/axios/1.5.0/axios.min.js"></script>
+  <script>
+    new Vue({
+        el: '#app',
+        data() {
+            return {
+                activeName: 'user',
+                updatePasswordVisible: false,
+                username: '',
+                payForm: {
+                    amount: 0
+                },
+                userInfo: {
+                    realname_flag: '',
+                    bind_card_flag: '',
+                    mobile: '',
+                    real_name: '',
+                    certificate_no: '',
+                    user_type: '',
+                    apply_no: '',
+                    is_platform_account: ''
+                },
+                updatePasswordForm: {
+                    oldPassword: '',
+                    password: '',
+                    confirm_password: ''
+                },
+                bankCard: {
+                    id: 0,
+                    bank_name: '',
+                    card_user_name: ''
+                },
+                acsNo: '',
+                outOrderNo: '',
+                payInfoVisible: false,
+                search: {
+                    mobile: '',
+                    cardNo: '',
+                    bankCardNo: '',
+                    orderNo: '',
+                    outOrderNo: '',
+                    cardUserName: '',
+                    timeRange: null,
+                    status: undefined
+                },
+                records: [],
+                total: 0,
+                amount: 0,
+                pageSize: 20
+            }
+        },
+        created() {
+            if (!window.sessionStorage.getItem('token')) {
+                window.location.href = '/login.html'
+                return;
+            } else {
+                this.getUserInfo();
+            }
+        },
+        methods: {
+            logout() {
+                window.sessionStorage.removeItem('token');
+                window.location.href = '/login.html';
+            },
+            getUserInfo() {
+                axios.post('/account/user-info', {token: window.sessionStorage.getItem('token')})
+                .then( (response) => {
+                    console.log(response);
+                    let result = response.data
+                    if (result.code != 1000) {
+                        this.$message.error(response.data.message);
+                        window.sessionStorage.removeItem('token');
+                        window.location.href = '/login.html';
+                        return;
+                    }
+                    this.username = result.data.username;
+                    this.userInfo = result.data.userInfo;
+                    this.bankCard = result.data.bankCard;
+                    console.log('result', result);
+                    console.log('username', this.username);
+                })
+                .catch((error) => {
+                    this.$message.error('请求错误');
+                    console.log(error);
+                });
+                console.log('submit!');
+            },
+            openAccount() {
+                axios.post('/account/open-account', {token: window.sessionStorage.getItem('token')})
+                .then( (response) => {
+                    console.log(response);
+                    let result = response.data
+                    if (result.code != 1000) {
+                        return this.$message.error(response.data.message);
+                    }
+                    window.open(result.data.url)
+                })
+                .catch((error) => {
+                    this.$message.error('请求错误');
+                    console.log(error);
+                });
+                console.log('submit!');
+            },
+            updatePassword() {
+                if (this.updatePasswordForm.confirm_password != this.updatePasswordForm.password) {
+                    this.$message.error('密码和确认密码不一致');
+                    return;
+                }
+                axios.post('/account/update-password', {token: window.sessionStorage.getItem('token'), oldPassword: this.updatePasswordForm.oldPassword, password: this.updatePasswordForm.password})
+                .then( (response) => {
+                    console.log(response);
+                    let result = response.data
+                    if (result.code != 1000) {
+                        return this.$message.error(response.data.message);
+                    }
+                    this.$message.success('修改成功');
+                })
+                .catch((error) => {
+                    this.$message.error('请求错误');
+                    console.log(error);
+                });
+                console.log('submit!');
+            },
+            resetPayPassword() {
+                axios.post('/account/reset-pay-password', {token: window.sessionStorage.getItem('token')})
+                .then( (response) => {
+                    console.log(response);
+                    let result = response.data
+                    if (result.code != 1000) {
+                        return this.$message.error(response.data.message);
+                    }
+                    window.open(result.data.url)
+                })
+                .catch((error) => {
+                    this.$message.error('请求错误');
+                    console.log(error);
+                });
+                console.log('submit!');
+            },
+            setPayPassword() {
+                axios.post('/account/set-pay-password', {token: window.sessionStorage.getItem('token')})
+                .then( (response) => {
+                    console.log(response);
+                    let result = response.data
+                    if (result.code != 1000) {
+                        return this.$message.error(response.data.message);
+                    }
+                    window.open(result.data.url)
+                })
+                .catch((error) => {
+                    this.$message.error('请求错误');
+                    console.log(error);
+                });
+                console.log('submit!');
+            },
+            bindCard() {
+                axios.post('/account/bind-card', {token: window.sessionStorage.getItem('token')})
+                .then( (response) => {
+                    console.log(response);
+                    let result = response.data
+                    if (result.code != 1000) {
+                        return this.$message.error(response.data.message);
+                    }
+                    window.open(result.data.url)
+                })
+                .catch((error) => {
+                    this.$message.error('请求错误');
+                    console.log(error);
+                });
+                console.log('submit!');
+            },
+            unbindCard() {
+                axios.post('/account/unbind-card', {token: window.sessionStorage.getItem('token'), id: this.bankCard.id})
+                .then( (response) => {
+                    console.log(response);
+                    let result = response.data
+                    if (result.code != 1000) {
+                        return this.$message.error(response.data.message);
+                    }
+                    if (result.data.result) {
+                        this.$message.success('解绑成功');
+                        window.location.href = window.location.href;
+                    } else {
+                        return this.$message.error('解绑失败');
+                    }
+                })
+                .catch((error) => {
+                    this.$message.error('请求错误');
+                    console.log(error);
+                });
+                console.log('submit!');
+            },
+            transferPay() {
+                axios.post('/account/transfer-pay', {token: window.sessionStorage.getItem('token'), amount: this.payForm.amount})
+                .then( (response) => {
+                    console.log(response);
+                    let result = response.data
+                    if (result.code != 1000) {
+                        return this.$message.error(response.data.message);
+                    }
+                    this.acsNo = result.data.acsNo;
+                    this.outOrderNo = result.data.outOrderNo;
+                    this.payInfoVisible = true;
+                })
+                .catch((error) => {
+                    this.$message.error('请求错误');
+                    console.log(error);
+                });
+                console.log('submit!');
+            },
+            getQueryParam(name) {
+                var query = window.location.search.substring(1);
+                console.log(query)
+                var vars = query.split("&");
+                for (var i = 0; i < vars.length; i++) {
+                    var pair = vars[i].split("=");
+                    console.log(pair[0], name)
+                    if(pair[0] == name) {
+                        return pair[1];
+                    }
+                }
+                return undefined;
+            },
+            searchList(page) {
+                let data = {...this.search}
+                data.token = window.sessionStorage.getItem('token');
+                data.page = page;
+                data.pageSize = this.pageSize;
+                axios.post('/account/get-orders', data)
+                .then( (response) => {
+                    console.log(response);
+                    let result = response.data
+                    if (result.code != 1000) {
+                        if (result.code == 2005) {
+                            this.loginVisible = true;
+                        }
+                        return this.$message.error(response.data.message);
+                    }
+                    this.records = result.data.records;
+                    this.total = result.data.total;
+                    this.amount = result.data.amount;
+                })
+                .catch((error) => {
+                    this.$message.error('请求错误');
+                    console.log(error);
+                });
+                console.log('submit!');
+            },
+            query() {
+                this.searchList(1)
+            },
+            handleCurrentChange(val) {
+                this.searchList(val)
+            },
+            handleClick(tab, event) {
+                console.log(tab)
+                if (tab.name === 'orders') {
+                    this.searchList(1)
+                }
+            }
+        }
+    })
+  </script>
+</html>

public/login.html

@@ -0,0 +1,134 @@
+<!DOCTYPE html>
+<html>
+<head>
+  <meta charset="UTF-8">
+  <!-- import CSS -->
+  <link rel="stylesheet" href="https://cdn.bootcdn.net/ajax/libs/element-ui/2.15.14/theme-chalk/index.min.css">
+  <title>支付系统</title>
+</head>
+<body>
+  <div id="app">
+    <el-container>
+        <el-main>
+            <el-row>
+                <el-col :span="24">
+                    <el-tabs v-model="activeName">
+                        <el-tab-pane label="登录" name="login">
+                            <el-form ref="loginForm" :model="loginForm" label-width="80px">
+                                <el-form-item label="账号">
+                                  <el-input v-model="loginForm.username"></el-input>
+                                </el-form-item>
+                                <el-form-item label="密码">
+                                    <el-input show-password v-model="loginForm.password"></el-input>
+                                </el-form-item>
+                                <el-form-item>
+                                  <el-button type="primary" @click="login">登录</el-button>
+                                </el-form-item>
+                            </el-form>
+                        </el-tab-pane>
+                        <el-tab-pane label="注册" name="register">
+                            <el-form ref="registerForm" :model="registerForm" label-width="80px">
+                                <el-form-item label="账号">
+                                  <el-input v-model="registerForm.username"></el-input>
+                                </el-form-item>
+                                <el-form-item label="密码">
+                                    <el-input show-password v-model="registerForm.password"></el-input>
+                                </el-form-item>
+                                <el-form-item label="确认密码">
+                                    <el-input show-password v-model="registerForm.confirm_password"></el-input>
+                                </el-form-item>
+                                <el-form-item>
+                                  <el-button type="primary" @click="register">注册</el-button>
+                                </el-form-item>
+                            </el-form>
+                        </el-tab-pane>
+                    </el-tabs>
+                </el-col>
+            </el-row>
+        </el-main>
+    </el-container>
+  </div>
+</body>
+  <!-- import Vue before Element -->
+  <script src="https://cdn.bootcdn.net/ajax/libs/vue/2.7.9/vue.min.js"></script>
+  <!-- import JavaScript -->
+  <script src="https://cdn.bootcdn.net/ajax/libs/element-ui/2.15.14/index.min.js"></script>
+  <script src="https://cdn.bootcdn.net/ajax/libs/axios/1.5.0/axios.min.js"></script>
+  <script>
+    new Vue({
+        el: '#app',
+        data() {
+            return {
+                activeName: 'login',
+                loginForm: {
+                    username: '',
+                    password: ''
+                },
+                registerForm: {
+                    username: '',
+                    password: '',
+                    confirm_password: ''
+                }
+            }
+        },
+        created() {
+            if (window.sessionStorage.getItem('token')) {
+                window.location.href = '/account.html'
+                return;
+            }
+        },
+        methods: {
+            register() {
+                if (this.registerForm.confirm_password != this.registerForm.password) {
+                    this.$message.error('密码和确认密码不一致');
+                    return;
+                }
+                axios.post('/account/register', this.registerForm)
+                .then( (response) => {
+                    console.log(response);
+                    let result = response.data
+                    if (result.code != 1000) {
+                        return this.$message.error(response.data.message);
+                    }
+                    this.activeName = 'login';
+                })
+                .catch((error) => {
+                    this.$message.error('请求错误');
+                    console.log(error);
+                });
+                console.log('submit!');
+            },
+            login() {
+                axios.post('/account/login', this.loginForm)
+                .then( (response) => {
+                    console.log(response);
+                    let result = response.data
+                    if (result.code != 1000) {
+                        return this.$message.error(response.data.message);
+                    }
+                    window.sessionStorage.setItem('token', result.data.token)
+                    window.location.href = '/account.html';
+                })
+                .catch((error) => {
+                    this.$message.error('请求错误');
+                    console.log(error);
+                });
+                console.log('submit!');
+            },
+            getQueryParam(name) {
+                var query = window.location.search.substring(1);
+                console.log(query)
+                var vars = query.split("&");
+                for (var i = 0; i < vars.length; i++) {
+                    var pair = vars[i].split("=");
+                    console.log(pair[0], name)
+                    if(pair[0] == name) {
+                        return pair[1];
+                    }
+                }
+                return undefined;
+            }
+        }
+    })
+  </script>
+</html>

public/orders.html

@@ -3,7 +3,7 @@
 <head>
   <meta charset="UTF-8">
   <!-- import CSS -->
-  <link rel="stylesheet" href="https://unpkg.com/element-ui/lib/theme-chalk/index.css">
+  <link rel="stylesheet" href="https://cdn.bootcdn.net/ajax/libs/element-ui/2.15.14/theme-chalk/index.min.css">
   <title>充值记录</title>
 </head>
 <body>
@@ -17,16 +17,13 @@
                       <el-input v-model="search.outOrderNo" placeholder="商户订单号" clearable></el-input>
                     </el-form-item>
                     <el-form-item label="">
-                        <el-input v-model="search.orderNo" placeholder="支付订单号" clearable></el-input>
+                        <el-input v-model="search.mobile" placeholder="手机尾号(后四位)" clearable></el-input>
                     </el-form-item>
                     <el-form-item label="">
-                        <el-input v-model="search.cardNo" placeholder="身份证号" clearable></el-input>
+                        <el-input v-model="search.bankCardNo" placeholder="银行卡(后四位)" clearable></el-input>
                     </el-form-item>
                     <el-form-item label="">
-                        <el-input v-model="search.mobile" placeholder="手机号" clearable></el-input>
-                    </el-form-item>
-                    <el-form-item label="">
-                        <el-input v-model="search.bankCardNo" placeholder="银行卡号" clearable></el-input>
+                        <el-input v-model="search.cardUserName" placeholder="名字(不加姓)" clearable></el-input>
                     </el-form-item>
                     <el-form-item label="">
                         <el-date-picker
@@ -40,10 +37,11 @@
                     </el-form-item>
                     <el-form-item label="">
                       <el-select v-model="search.status" placeholder="支付状态" clearable>
-                        <el-option label="支付成功" value="6"></el-option>
-                        <el-option label="支付失败" value="9"></el-option>
-                        <el-option label="待支付" value="2"></el-option>
-                        <el-option label="申请失败" value="3"></el-option>
+                        <el-option label="转账成功，入账成功" value="FINISH"></el-option>
+                        <el-option label="转账成功，待入账" value="SUCCESS"></el-option>
+                        <el-option label="转账成功，入账失败" value="CONFIRM_FAILED"></el-option>
+                        <el-option label="转账失败" value="FAILED"></el-option>
+                        <el-option label="待转账" value="PROCESS"></el-option>
                       </el-select>
                     </el-form-item>
                     <el-form-item>
@@ -65,28 +63,28 @@
                             width="180">
                         </el-table-column>
                         <el-table-column
-                            prop="real_name"
+                            prop="card_user_name"
                             label="姓名"
                             width="180">
                         </el-table-column>
                         <el-table-column
-                            prop="card_no"
+                            prop="certificate_no"
                             label="身份证号">
                         </el-table-column>
                         <el-table-column
-                            prop="bank_card_no"
-                            label="银行卡号">
+                            prop="last_card_no"
+                            label="银行卡号(后四位)">
                         </el-table-column>
                         <el-table-column
-                            prop="mobile"
-                            label="手机号">
+                            prop="bank_mobile"
+                            label="手机号(后四位)">
                         </el-table-column>
                         <el-table-column
                             prop="amount"
                             label="充值金额">
                         </el-table-column>
                         <el-table-column
-                            prop="payed_at"
+                            prop="created_at"
                             label="充值时间">
                         </el-table-column>
                         <el-table-column
@@ -106,59 +104,41 @@
             </el-row>
         </el-main>
     </el-container>
-    <el-dialog title="登录" :visible.sync="loginVisible" width="30%">
-        <el-form :model="loginer" label-width="80px">
-            <el-form-item label="账号">
-              <el-input v-model="loginer.username" autocomplete="off"></el-input>
-            </el-form-item>
-            <el-form-item label="密码">
-                <el-input v-model="loginer.password" autocomplete="off"></el-input>
-              </el-form-item>
-        </el-form>
-        <div slot="footer" class="dialog-footer">
-            <el-button @click="loginVisible = false">取 消</el-button>
-            <el-button type="primary" @click="login">确 定</el-button>
-        </div>
-    </el-dialog>
   </div>
 </body>
   <!-- import Vue before Element -->
-  <script src="https://unpkg.com/vue@2/dist/vue.js"></script>
+  <script src="https://cdn.bootcdn.net/ajax/libs/vue/2.7.9/vue.min.js"></script>
   <!-- import JavaScript -->
-  <script src="https://unpkg.com/element-ui/lib/index.js"></script>
-  <script src="https://unpkg.com/axios@1.1.2/dist/axios.min.js"></script>
+  <script src="https://cdn.bootcdn.net/ajax/libs/element-ui/2.15.14/index.min.js"></script>
+  <script src="https://cdn.bootcdn.net/ajax/libs/axios/1.5.0/axios.min.js"></script>
   <script>
     new Vue({
         el: '#app',
         data() {
             return {
                 search: {
-                    name: '',
                     mobile: '',
                     cardNo: '',
                     bankCardNo: '',
                     orderNo: '',
                     outOrderNo: '',
+                    cardUserName: '',
                     timeRange: null,
                     status: undefined
                 },
                 records: [],
                 total: 0,
                 amount: 0,
-                pageSize: 20,
-                loginVisible: false,
-                loginer: {
-                    username: '',
-                    password: ''
-                }
+                pageSize: 20
             }
         },
         created() {
             if (!window.sessionStorage.getItem('token')) {
-                this.loginVisible = true;
-                return this.$message.error('请先登录');
+                window.location.href = '/login.html'
+                return;
+            } else {
+                this.searchList();
             }
-            this.searchList();
         },
         methods: {
             searchList(page) {
@@ -166,7 +146,7 @@
                 data.token = window.sessionStorage.getItem('token');
                 data.page = page;
                 data.pageSize = this.pageSize;
-                axios.post('/recharge/orders', data)
+                axios.post('/account/get-orders', data)
                 .then( (response) => {
                     console.log(response);
                     let result = response.data
@@ -191,24 +171,6 @@
             },
             handleCurrentChange(val) {
                 this.searchList(val)
-            },
-            login() {
-                axios.post('/recharge/login', this.loginer)
-                .then( (response) => {
-                    console.log(response);
-                    let result = response.data
-                    if (result.code != 1000) {
-                        return this.$message.error(response.data.message);
-                    }
-                    window.sessionStorage.setItem('token', result.data.token)
-                    this.loginVisible = false;
-                    this.$message.success('登录成功');
-                    this.searchList(1);
-                })
-                .catch((error) => {
-                    this.$message.error('请求错误');
-                    console.log(error);
-                });
             }
         }
     })

test.php

@@ -1,84 +1,154 @@
 <?php
+/** ======================================================= */
+/**
+ * 提现申请（资金从平台户到用户电子账户）
+ * url: payment/withdraw-apply
+ * 
+ */
+$data = [
+    'userId' => 'ELF1990',
+    'accountName' => '廖金灵',
+    'outApplyNo' => time() . rand(1000, 9999),
+    'amount' => '10',
+    'summary' => '测试',
+    'notifyUrl' => 'http://124.223.222.61:9501/notify/test-notify'
+];
+/*
+同步返回结果data：
+{
+    "batchNum": "2023083102511200001",
+    "applyNo": "2023083102511200001"
+}
+*/
+/*
+异步返回结果：
+{
+    "amount": 1,
+    "status": "SUCCESS",
+    "userId": "abc",
+    "outApplyNo": "2023083102511200001"
+}
+*/
+
+
+/** ======================================================= */
+/**
+ * 提现到绑定银行卡（资金从用户电子账户到用户绑定银行卡）
+ * url: payment/withdraw
+ * 
+ */
+$data = [
+    'userId' => 'ELF1990',
+    'agreementNo' => '312023082200002060225',
+    'outWithdrawNo' => time() . rand(1000, 9999),
+    'amount' => '1',
+    'notifyUrl' => 'http://124.223.222.61:9501/notify/test-notify',
+    'returnUrl' => 'https://www.baidu.com',
+];
+
+/*
+同步返回结果data：
+{
+    "url": "http://xxxxxxx", // 输入支付密码url
+}
+
+异步返回结果data：
+{
+    "amount": 1,
+    "status": "SUCCESS",
+    "userId": "abc",
+    "outWithdrawNo": "2023083102511200001" // 传入的提现号
+}
+*/
+
+/** ======================================================= */
+
+/**
+ * 查询提现申请结果
+ * url: payment/withdraw-apply-query
+ * 
+ */
+$data = [
+    'userId' => 'ELF1990',
+    'outApplyNo' => '16934203547527',
+];
+
+/*
+同步返回结果data：
+{
+    "amount": 1,
+    "status": "SUCCESS",
+    "fee": 0, // 手续费
+}
+*/
+
+/** ======================================================= */
+/**
+ * 查询提现结果(原接口改造)
+ * url: payment/query-order
+ */
+$data = [
+    'type' => 'WITHDRAW',
+    'outOrderNo' => '16934198607215',
+];
+
+// 同步返回结果与原来相同
 
-$params = [
-    'app_id' => '202306140000001',
-    'timestamp' => time(),
-    'nonce_str' => getRandomString(32),
-    'data' => json_encode([
-        'outOrderNo' => time().rand(1000, 9999),
-        'outMemberId' => 'T001',
-        'amount' => 100,
-        'notifyUrl' => 'https://www.baidu.com',
-    ]),
+/** ======================================================= */
+
+// 一般有以下状态
+const STATUS_APPLY_SUCCESS = 'APPLY_SUCCESS'; // 申请失败
+const STATUS_APPLY_FAILED = 'APPLY_FAILED'; // 申请成功
+const STATUS_REFUND = 'REFUND'; // 已退款
+const STATUS_PROCESS = 'PROCESS'; // 处理中
+const STATUS_SUCCESS = 'SUCCESS'; // 成功
+const STATUS_FAILED = 'FAILED'; // 失败
+
+
+/**
+ * 委托提现授权
+ * url: payment/sign-withdraw-entrust
+ * 
+ */
+$data = [
+    'userId' => 'ELF1990',
 ];
-$params['sign'] = sign($params, 'nM2bUJT89njQGzoeDyK8cLmEYJloUsJX');
-$response = post('http://66.42.38.42:9501/payment/pay', json_encode($params));
-var_dump(json_decode($response, true));die();
-// select * from `orders` where `app_id` = '202306140000001' and `out_order_no` = '16869297292619' limit 1
-$params = [
-    'app_id' => '202306140000001',
-    'timestamp' => time(),
-    'nonce_str' => getRandomString(32),
-    'data' => json_encode([
-        'outOrderNo' => '16869297292619',
-    ]),
+/*
+同步返回结果data：
+{
+    "url": "xxxxxxxx",
+}
+*/
+
+/**
+ * 解除委托提现授权
+ * url: payment/unbind-withdraw-entrust
+ * 
+ */
+$data = [
+    'userId' => 'ELF1990',
 ];
-$params['sign'] = sign($params, 'nM2bUJT89njQGzoeDyK8cLmEYJloUsJX');
-$response = post('http://146.70.113.165:9501/payment/query', json_encode($params));
-var_dump(json_decode($response, true));
-
-function post($url, $jsonStr) {
-    $ch = curl_init();
-    curl_setopt($ch, CURLOPT_POST, 1);
-    curl_setopt($ch, CURLOPT_URL, $url);
-    curl_setopt($ch, CURLOPT_POSTFIELDS, $jsonStr);
-    curl_setopt($ch, CURLOPT_RETURNTRANSFER, 1);
-    curl_setopt($ch, CURLOPT_HTTPHEADER, array(
-            'Content-Type: application/json; charset=utf-8',
-            'Content-Length: ' . strlen($jsonStr)
-        )
-    );
-    $response = curl_exec($ch);
-    $httpCode = curl_getinfo($ch, CURLINFO_HTTP_CODE);
-    curl_close($ch);
-    return $response;
+/*
+同步返回结果data：
+{
+    "url": "xxxxxxxx",
 }
+*/
 
-function sign($params, $secretKey) {
-    $signString =  $params['app_id'] . '&'
-    . $params['timestamp'] . '&'
-    . $params['nonce_str'] . '&'
-    . $params['data'] . '&'
-    . $secretKey;
-    return md5($signString);
+/**
+ * 委托提现授权结果查询
+ * url: payment/query-sign-entrust
+ * 
+ */
+$data = [
+    'userId' => 'ELF1990',
+];
+/*
+同步返回结果data：
+{
+    "result": true,
 }
+*/
 
-function getRandomString($length, $withSpecialChar = false)
-    {
-        $chars = array(
-            'a', 'b', 'c', 'd', 'e', 'f', 'g', 'h', 'i', 'j', 'k',
-            'l', 'm', 'n', 'o', 'p', 'q', 'r', 's', 't', 'u', 'v',
-            'w', 'x', 'y', 'z', 'A', 'B', 'C', 'D', 'E', 'F', 'G',
-            'H', 'I', 'J', 'K', 'L', 'M', 'N', 'O', 'P', 'Q', 'R',
-            'S', 'T', 'U', 'V', 'W', 'X', 'Y', 'Z', '0', '1', '2',
-            '3', '4', '5', '6', '7', '8', '9'
-        );
-    
-        if($withSpecialChar){
-            $chars = array_merge($chars, array(
-                '!', '@', '#', '$', '?', '|', '{', '/', ':', ';',
-                '%', '^', '&', '*', '(', ')', '-', '_', '[', ']',
-                '}', '<', '>', '~', '+', '=', ',', '.'
-            ));
-        }
-    
-        $charsLen = count($chars) - 1;
-        shuffle($chars);
-        
-        $password = '';
-        for($i=0; $i<$length; $i++){
-            $password .= $chars[mt_rand(0, $charsLen)];
-        }
-
-        return $password;
-    }
+// 委托提现接口同提现接口: payment/withdraw
+// 新增参数 withdrawType (normal: 普通提现（默认） entrust: 委托授权提现)