diff --git a/app/Service/PaymentService.php b/app/Service/PaymentService.php
index 04f82b3..b7c3868 100644
--- a/app/Service/PaymentService.php
+++ b/app/Service/PaymentService.php
@@ -213,6 +213,7 @@ class PaymentService extends AbstractService
             throw new BusinessException('绑卡申请不存在');
         }
         
+        $reqData['memberId'] = $bankCard->member_id;
         $result = Api::bindCardConfirm($reqData);
         if (!$result->isSuccess()) {
             throw new BusinessException($result->getMessage());