diff --git a/app/Controller/Payment/NotifyController.php b/app/Controller/Payment/NotifyController.php
index 74ef4bd..79b34ce 100644
--- a/app/Controller/Payment/NotifyController.php
+++ b/app/Controller/Payment/NotifyController.php
@@ -244,4 +244,10 @@ class NotifyController extends AbstractController
     public function testNotify(RequestInterface $request) {
         return $this->success(['params' => $request->all()]);
     }
+
+    public function transferWithdraw(RequestInterface $request)
+    {
+        $params = $request->all();
+        Log::info('NOTIFY_DATA: ' . $request->getUri() . ':', $params);
+    }
 }
diff --git a/app/Controller/Payment/PaymentController.php b/app/Controller/Payment/PaymentController.php
index 240723a..63b4f2c 100644
--- a/app/Controller/Payment/PaymentController.php
+++ b/app/Controller/Payment/PaymentController.php
@@ -157,4 +157,28 @@ class PaymentController extends AbstractController
         ];
         return $this->success($result);
     }
+
+    public function withdraw(RequestInterface $request)
+    {
+        [$app, $data, $token] = $this->parseReqest($request, UnbindCardRequest::class);
+        $order = $this->paymentService->queryOrder($data, $app);
+        $result = [
+            'finishTime' => $order->finished_at,
+            'amount' => $order->amount,
+            'status' => $order->status,
+        ];
+        return $this->success($result);
+    }
+
+    public function withdrawApply(RequestInterface $request)
+    {
+        [$app, $data, $token] = $this->parseReqest($request, UnbindCardRequest::class);
+        $order = $this->paymentService->queryOrder($data, $app);
+        $result = [
+            'finishTime' => $order->finished_at,
+            'amount' => $order->amount,
+            'status' => $order->status,
+        ];
+        return $this->success($result);
+    }
 }
diff --git a/app/Helper/Baofu/Baofu.php b/app/Helper/Baofu/Baofu.php
index 2816ab9..01069aa 100644
--- a/app/Helper/Baofu/Baofu.php
+++ b/app/Helper/Baofu/Baofu.php
@@ -527,6 +527,6 @@ class Baofu
         echo $result;
         echo PHP_EOL;
         $result = base64_decode($result);
-        return json_encode($result, true);
+        return json_decode($result, true);
     }
 }
diff --git a/app/Helper/StringHelper.php b/app/Helper/StringHelper.php
index b881ac0..86a48d6 100644
--- a/app/Helper/StringHelper.php
+++ b/app/Helper/StringHelper.php
@@ -13,6 +13,9 @@ class StringHelper
     const ORDER_NO_TYPE_UNBIND_CARD = 'unbind_card';
     const ORDER_NO_TYPE_QUERY_CUSTOMER_INFO = 'query_customer_info';
     const ORDER_NO_TYPE_REQUEST_ID = 'request_id';
+    const ORDER_NO_TYPE_WITHDRAW_APPLY_BATCH_NUM = 'withdraw_apply_batch_num';
+    const ORDER_NO_TYPE_WITHDRAW_APPLY_NO = 'withdraw_apply_no';
+    const ORDER_NO_TYPE_WITHDRAW_NO = 'withdraw_no';
 
     public static function getRandomString($length, $withSpecialChar = false)
     {
diff --git a/app/Model/Withdraw.php b/app/Model/Withdraw.php
new file mode 100644
index 0000000..e1184dc
--- /dev/null
+++ b/app/Model/Withdraw.php
@@ -0,0 +1,15 @@
+<?php
+
+declare(strict_types=1);
+
+namespace App\Model;
+
+class Withdraw extends Model
+{
+    protected $table = 'withdraw';
+    
+    public function app()
+    {
+        return $this->belongsTo(App::class, 'app_id', 'app_id');
+    }
+}
\ No newline at end of file
diff --git a/app/Model/WithdrawApply.php b/app/Model/WithdrawApply.php
new file mode 100644
index 0000000..50525f9
--- /dev/null
+++ b/app/Model/WithdrawApply.php
@@ -0,0 +1,15 @@
+<?php
+
+declare(strict_types=1);
+
+namespace App\Model;
+
+class WithdrawApply extends Model
+{
+    protected $table = 'withdraw_apply';
+    
+    public function app()
+    {
+        return $this->belongsTo(App::class, 'app_id', 'app_id');
+    }
+}
\ No newline at end of file
diff --git a/app/Service/PaymentService.php b/app/Service/PaymentService.php
index 024d6a3..659e867 100644
--- a/app/Service/PaymentService.php
+++ b/app/Service/PaymentService.php
@@ -15,6 +15,7 @@ use App\Model\OrderSplitInfo;
 use App\Model\Refund;
 use App\Model\RefundSplitInfo;
 use App\Model\User;
+use App\Model\WithdrawApply;
 
 class PaymentService extends AbstractService
 {
@@ -505,4 +506,55 @@ class PaymentService extends AbstractService
         return $this->updateOrder($info);
         
     }
+
+    public function withdrawApply(array $data, App $app) {
+        $user = User::where('app_id', $app->app_id)->where('user_id', $data['userId'])->first();
+        if (empty($user)) {
+            throw new BusinessException('用户不存在');
+        }
+        $apply = new WithdrawApply();
+        $apply->app_id = $app->app_id;
+        $apply->user_id = $user->user_id;
+        $apply->member_id = $user->member_id;
+        $apply->account_name = $data['accountName'];
+        $apply->batch_num = StringHelper::generateOrderNo(StringHelper::ORDER_NO_TYPE_WITHDRAW_APPLY_BATCH_NUM);
+        $apply->apply_no = StringHelper::generateOrderNo(StringHelper::ORDER_NO_TYPE_WITHDRAW_APPLY_NO);
+        $apply->out_apply_no = $params['outApplyNo'];
+        $apply->amount = $params['amount'];
+        $apply->status = 'PREPARE';
+        $apply->summary = $data['summary'] ?? '转账';
+        $apply->save();
+        
+        $baofu = new Baofu();
+        $data = [
+            'transContent' => [
+                [
+                    'transNo' => $apply->apply_no,
+                    'transMoney' => round($apply->amount / 100, 2),
+                    'transType' => 2,
+                    'transAccNo' => $user->contract_no,
+                    'transAccName' => $apply->account_name,
+                    'transSummary' => $apply->summary,
+                ]
+            ]
+        ];
+        $result = $baofu->transferWithdraw($data);
+        if ($result['header']['sysRespCode'] == 'S_0000' && $result['body']['transHeader']['returnCode'] == '0000') {
+            $apply->status = 'APPLY_SUCCESS';
+        } else {
+            $apply->status = 'APPLY_FAILED';
+        }
+        $apply->save();
+    }
+
+    public function withdraw(array $data, App $app, string $token) {
+        
+        $baofu = new Baofu();
+        return $baofu->withdraw([
+            'amount' => $data['amount'],
+            'loginNo' => $data['amount'],
+            'agreementNo' => $data['agreementNo'],
+            'outOrderNo' => $data['outOrderNo'],
+        ], $token);
+    }
 }
diff --git a/config/routes.php b/config/routes.php
index 4b8c73f..d92f7a9 100644
--- a/config/routes.php
+++ b/config/routes.php
@@ -27,6 +27,8 @@ Router::addGroup('/payment',function () {
     Router::post('/refund-apply', [PaymentController::class, 'refundApply']);
     Router::post('/refund-confirm', [PaymentController::class, 'refundConfirm']);
     Router::post('/refund-cancel', [PaymentController::class, 'refundCancel']);
+    Router::post('/withdraw-apply', [PaymentController::class, 'withdrawApply']);
+    Router::post('/withdraw', [PaymentController::class, 'withdraw']);
 }, ['middleware' => [\App\Middleware\RequestLogMiddleware::class, \App\Middleware\AppAuthMiddleWare::class]]);
 
 Router::addGroup('/notify',function () {
@@ -34,6 +36,7 @@ Router::addGroup('/notify',function () {
     Router::addRoute(['GET', 'POST'], '/bind-card/{token}', [NotifyController::class, 'bindCard']);
     Router::addRoute(['GET', 'POST'], '/payment/{token}', [NotifyController::class, 'payment']);
     Router::addRoute(['GET', 'POST'], '/refund/{token}', [NotifyController::class, 'refund']);
+    Router::addRoute(['GET', 'POST'], '/transfer-withdraw', [NotifyController::class, 'transferWithdraw']);
     Router::addRoute(['POST'], '/test-notify', [NotifyController::class, 'testNotify']);
     Router::addRoute(['GET', 'POST'], '/confirm-assure-portfolio-pay/{token}', [NotifyController::class, 'confirmAssurePortfolioPay']);
 });