payment/app/Service/PaymentService.php

<?php

declare(strict_types=1);

namespace App\Service;

use App\Exception\BusinessException;
use App\Helper\Efps\Api;
use App\Helper\Efps\Result;
use App\Helper\Log;
use App\Helper\StringHelper;
use App\Model\App;
use App\Model\BankCard;
use App\Model\Order;
use App\Model\PrePayLog;
use App\Model\RefundOrder;
use App\Model\User;
use App\Request\BindCardConfirmRequest;
use App\Request\BindCardRequest;
use App\Request\PaymentQueryRequest;
use App\Request\PaymentRequest;
use App\Request\ProtocolPayConfirmRequest;
use App\Request\ProtocolPayPreRequest;
use App\Request\RefundQueryRequest;
use App\Request\RefundRequest;
use App\Request\UnBindCardRequest;

class PaymentService extends AbstractService
{
    public function generateMemberId($appKey, $cardNo) {
        return md5($appKey . '-' . $cardNo);
    }

    public function generateMemberIdNew($appId, $outMemberId) {
        return md5($appId . '-' . $outMemberId);
    }

    public function createOrder(App $app, array $params, $user) {
        $order = new Order();
        $order->app_id = $app->app_id;
        $order->order_no = $params['outTradeNo'];
        $order->member_id = $user->member_id;
        $order->out_member_id = $params['outMemberId'] ?? '';
        $order->out_order_no = $params['outOrderNo'] ?? '';
        $order->amount = $params['payAmount'] ?? 0;
        $order->notify_url = $params['notifyUrl'] ?? '';
        $order->order_info = json_encode($params['orderInfo'] ?? [], JSON_UNESCAPED_UNICODE);
        return $order;
    }

    public function handlePayResult(Result $result, Order $order) {
        if ($result->get('payState') === '00') {
            $order->status = Order::STATUS_PAYED;
            $order->fee = $result->get('procedureFee', 0);
            $order->pay_order_no = $result->get('transactionNo', '');
            $order->channel_order_no = $result->get('channelOrder', '');
            $order->payed_at = date('Y-m-d H:i:s');
            $order->save();
        } elseif ($result->get('payState') === '01') {
            $order->status = Order::STATUS_FAILED;
            $order->error_code = '01';
            $order->error_msg = '支付失败';
            $order->payed_at = date('Y-m-d H:i:s');
            $order->save();
        }
    }

    public function handleRefundResult(Result $result, RefundOrder $order) {
        if ($result->get('refundState') === '00') {
            $order->status = RefundOrder::STATUS_REFUND_SUCCESS;
            $order->fee = $result->get('procedureFee', 0);
            $order->refunded_at = date('Y-m-d H:i:s');
            $order->save();
        } elseif ($result->get('refundState') === '01') {
            $order->status = RefundOrder::STATUS_REFUND_FAILED;
            $order->error_code = '01';
            $order->error_msg = '处理失败';
            $order->refunded_at = date('Y-m-d H:i:s');
            $order->save();
        }
    }

    public function protocolPayPreRequest($params)
    {
        $req = new ProtocolPayPreRequest($params);
        $app = $req->getApp();
        $data = $req->getData();

        if ($data['payAmount'] > 300000) {
            throw new BusinessException('超出限额');
        }
        
        $order = Order::where('app_id', $app->app_id)->where('out_order_no', $data['outOrderNo'])->first();
        if ($order) {
            throw new BusinessException('订单重复');
        }

        $data['outTradeNo'] = StringHelper::generateOrderNo();
        $result = Api::protocolPayPre($data);

        $user = User::where('app_id', $app->app_id)->where('out_member_id', $data['outMemberId'])->first();
        if (!$user) {
            Log::error('UserUndefiend: ', $data);
            throw new BusinessException('用户不存在');
        }
        $order = $this->createOrder($app, $data, $user);

        if (!$result->isSuccess()) {
            $order->status = Order::STATUS_APPLY_FAIL;
            $order->save();
            throw new BusinessException($result->getMessage());
        }
        if (is_null($result->get('payResult'))) {
            $order->token = $result->get('token', '');
            $order->protocol = $result->get('protocol', '');
            $order->status = Order::STATUS_WAIT_PAY;
            $order->save();
        } else {
            $bankCard = BankCard::where('app_id', $app->app_id)
                ->where('out_member_id', $data['outMemberId'])
                ->where('sms_no', $data['smsNo'])
                ->where('status', BankCard::STATUS_WAIT_CONFIRM)
                ->first();

            if ($bankCard) {
                $bankCard->status = BankCard::STATUS_ACTIVE;
                $bankCard->protocol = $result->get('protocol', '');
                $bankCard->save();
            }

            $order->protocol = $result->get('protocol', '');
            $order->status = Order::STATUS_WAIT_PAY;
            $order->save();
        }
        return $result->getData();
    }

    public function protocolPayConfirm($params)
    {
        $req = new ProtocolPayConfirmRequest($params);
        $app = $req->getApp();
        $data = $req->getData();
        $order = Order::where('app_id', $app->app_id)
            ->where('token', $data['token'])
            ->where('protocol', $data['protocol'])
            ->first();
        if (!$order) {
            throw new BusinessException('订单不存在');
        }
        $result = Api::protocolPayConfirm($req->getData());
        if (!$result->isSuccess()) {
            $order->status = Order::STATUS_FAILED;
            $order->error_code = $result->getCode();
            $order->error_msg = $result->getMessage();
            $order->payed_at = date('Y-m-d H:i:s');
            $order->save();
            throw new BusinessException($result->getMessage());
        }

        // 00 01 03
        $this->handlePayResult($result, $order);
        return $result->getData();
    }

    public function bindCard($params) {
        $req = new BindCardRequest($params);
        $app = $req->getApp();
        $reqData = $req->getData();

        $memberId = $this->generateMemberIdNew($app->app_id, $reqData['outMemberId']);
        $reqData['memberId'] = $memberId;

        $bankCard = BankCard::where('app_id', $app->app_id)
            ->where('out_member_id', $reqData['outMemberId'])
            ->where('bank_card_no', $reqData['bankCardNo'])
            ->where('status', BankCard::STATUS_ACTIVE)
            ->first();
        if ($bankCard) {
            throw new BusinessException('该卡已绑定');
        }

        $result = Api::bindCard($reqData);
        if (!$result->isSuccess()) {
            $message = $result->getMessage();
            throw new BusinessException($message == '支付渠道未配置' ? '暂不支持该银行卡' : $message);
        }

        $user = User::where('out_member_id', $reqData['outMemberId'])->where('app_id', $app->app_id)->first();
        if (!$user) {
            $user = new User();
            $user->member_id = $memberId;
            $user->out_member_id = $reqData['outMemberId'];
            $user->app_id = $app->app_id;
            $user->real_name = $reqData['userName'];
            $user->card_no = $reqData['certificatesNo'];
            $user->mobile = $reqData['phoneNum'];
            $user->save();
        }
        if ($user && empty($user->out_member_id)) {
            $user->out_member_id = $reqData['outMemberId'];
            $user->save();
        }
        $bankCard = new BankCard();
        $bankCard->member_id = $memberId;
        $bankCard->out_member_id = $reqData['outMemberId'];
        $bankCard->app_id = $app->app_id;
        $bankCard->real_name = $reqData['userName'];
        $bankCard->card_no = $reqData['certificatesNo'];
        $bankCard->mobile = $reqData['phoneNum'];
        $bankCard->sms_no = $result->get('smsNo', '');
        $bankCard->bank_card_no = $reqData['bankCardNo'];
        $bankCard->bank_card_type = $reqData['bankCardType'];
        $bankCard->protocol = $result->get('protocol', '');
        $bankCard->expired = $reqData['expired'] ?? '';
        $bankCard->cvn = $reqData['cvn'] ?? '';
        $bankCard->status = BankCard::STATUS_WAIT_CONFIRM;
        $bankCard->save();
        return array_merge($result->getData(), ['memberId' => $memberId]);
    }

    public function bindCardConfirm($params)
    {
        $req = new BindCardConfirmRequest($params);
        $app = $req->getApp();
        $reqData = $req->getData();

        $bankCard = BankCard::where('app_id', $app->app_id)
            ->where('out_member_id', $reqData['outMemberId'])
            ->where('sms_no', $reqData['smsNo'])
            ->where('status', BankCard::STATUS_WAIT_CONFIRM)
            ->first();
        if (!$bankCard) {
            throw new BusinessException('绑卡申请不存在');
        }
        
        $reqData['memberId'] = $bankCard->member_id;
        $result = Api::bindCardConfirm($reqData);
        if (!$result->isSuccess()) {
            throw new BusinessException($result->getMessage());
        }
        $bankCard->status = BankCard::STATUS_ACTIVE;
        $bankCard->protocol = $result->get('protocol', '');
        $bankCard->save();

        return $result->getData();
    }

    public function refundQuery($params)
    {
        $req = new RefundQueryRequest($params);
        $data = $req->getData();
        $result = Api::refundQuery($data);
        if (!$result->isSuccess()) {
            throw new BusinessException($result->getMessage());
        }

        $order = RefundOrder::where('out_refund_order_no', $result->get('outRefundNo'))
            ->where('status', RefundOrder::STATUS_APPLY_SUCCESS)
            ->first();
        if ($order) {
            $this->handleRefundResult($result, $order);
        }

        return $result->getData([
            'outRefundNo',
            'transactionNo',
            'amount',
            'refundAmount',
            'refundState'
        ]);
    }

    public function paymentQuery($params)
    {
        $req = new PaymentQueryRequest($params);
        $data = $req->getData();
        $result = Api::paymentQuery($data);
        if (!$result->isSuccess()) {
            throw new BusinessException($result->getMessage());
        }

        $order = Order::where('out_order_no', $result->get('outTradeNo'))
            ->where('status', Order::STATUS_WAIT_PAY)
            ->first();
        if ($order) {
            $this->handlePayResult($result, $order);
        }

        return $result->getData([
            'outTradeNo',
            'transactionNo',
            'payState',
            'procedureFee',
            'amount'
        ]);
    }

    public function unbindCard($params)
    {
        $req = new UnBindCardRequest($params);
        $app = $req->getApp();
        $reqData = $req->getData();
        $bankCard = BankCard::where('app_id', $app->app_id)
            ->where('out_member_id', $reqData['outMemberId'])
            ->where('protocol', $reqData['protocol'])
            ->where('status', BankCard::STATUS_ACTIVE)
            ->first();
        if (!$bankCard) {
            throw new BusinessException('绑卡不存在');
        }

        $result = Api::unBindCard($reqData);
        if (!$result->isSuccess()) {
            throw new BusinessException($result->getMessage());
        }

        $bankCard->status = BankCard::STATUS_UNBIND;
        $bankCard->save();

        return $result->getData();
    }

    public function refund($params)
    {
        $req = new RefundRequest($params);
        $app = $req->getApp();
        $data = $req->getData();

        $refundOrder = new RefundOrder();
        $refundOrder->app_id = $app->app_id;
        $refundOrder->out_order_no = $data['outTradeNo'] ?: '';
        $refundOrder->out_refund_order_no = $data['outRefundNo'] ?: '';
        $refundOrder->order_amount = $data['amount'] ?: '';
        $refundOrder->refund_amount = $data['refundAmount'] ?: '';
        $refundOrder->remark = $data['remark'] ?: '';
        $refundOrder->notify_url = $data['notifyUrl'] ?: '';

        $result = Api::refund($data);
        if (!$result->isSuccess()) {
            $refundOrder->status = RefundOrder::STATUS_APPLY_FAILED;
            $refundOrder->error_code = $result->getCode();
            $refundOrder->error_msg = $result->getMessage();
            $refundOrder->save();
            throw new BusinessException($result->getMessage());
        }
        $refundOrder->status = RefundOrder::STATUS_APPLY_SUCCESS;
        $refundOrder->save();

        return $result->getData();
    }

    public function payment($params)
    {
        $req = new PaymentRequest($params);
        $app = $req->getApp();
        $reqData = $req->getData();

        if (!$reqData['outOrderNo']) {
            throw new BusinessException('订单号错误');
        }
        if (!$reqData['outMemberId']) {
            throw new BusinessException('用户ID不能为空');
        }

        if (isset($reqData['amount'])) {
            if (!is_numeric($reqData['amount'])) {
                throw new BusinessException('请输入金额');
            }
            if ($reqData['amount'] < 100 || $reqData['amount'] > 300000) {
                Log::error('reqData:', $reqData);
                throw new BusinessException('充值金额必须为100~300000');
            }
        }

        if (!$reqData['notifyUrl']) {
            throw new BusinessException('通知地址不能为空');
        }

        $log = PrePayLog::where('app_id', $app->app_id)->where('out_order_no', $reqData['outOrderNo'])->first();
        $order = Order::where('app_id', $app->app_id)->where('out_order_no', $reqData['outOrderNo'])->first();
        if ($log || $order) {
            throw new BusinessException('订单重复');
        }

        $token = md5(microtime(true) . json_encode($reqData) . $app->app_id . $app->app_key);

        $log = new PrePayLog();
        $log->app_id = $app->app_id;
        $log->out_order_no = $reqData['outOrderNo'];
        $log->amount = $reqData['amount'] ?: 0;
        $log->out_member_id = $reqData['outMemberId'];
        $log->notify_url = $reqData['notifyUrl'];
        $log->redirect_url = $reqData['redirectUrl'] ?? '';
        $log->token = $token;
        $log->save();

        return ['payUrl' => env('WEB_HOST') . '/payment.html?token=' . $token];
    }

    public function query($params)
    {
        $req = new PaymentQueryRequest($params);
        $data = $req->getData();
        $app = $req->getApp();

        if (empty($data['outOrderNo'])) {
            throw new BusinessException('订单号不能为空');
        }

        $order = Order::where('app_id', $app->app_id)->where('out_order_no', $data['outOrderNo'])->first();
        if (!$order) {
            throw new BusinessException('订单不存在');
        }

        $result = Api::paymentQuery(['outTradeNo' => $order->order_no]);
        if (!$result->isSuccess()) {
            throw new BusinessException($result->getMessage());
        }

        $this->handlePayResult($result, $order);

        return [
            'outOrderNo' => $data['outOrderNo'],
            'orderNo' => $order->order_no,
            'payState' => $result->get('payState'),
            'amount' => $result->get('amount'),
        ];
    }
}