cf-platform/ThinkPHP/Library/Org/SqpaySDK/Sqpay.class.php

<?php
namespace Org\SqpaySDK;

use Think\Exception;
use Qiniu\json_decode;
use Think\Log;

class Sqpay
{
	// H5 支付 双乾  PaymentType  "UNION","ZFBZF"
	public function sq_pay($data){
        /* $returnurl  = empty($returnurl)?"http://".$_SERVER['HTTP_HOST']:$returnurl;//成功跳转
        
        $notifyurl  = "http://".$_SERVER['HTTP_HOST']."/callback.php/Notify/sq_callback";//通知
        $ordertime =date("Ymdhms",time());
        // 168885  12345678 */
        $sign = md5("Amount={$data['amount']}&BillNo={$data['order_no']}&MerNo={$data['merno']}&PayType=SMZF&".strtoupper(md5($data['secret'])));
        $sign = strtoupper($sign);
        $params=[
			'MerNo' => $data['merno'],
            'Amount'=>$data['amount'],
            'BillNo'=>$data['order_no'],
            'TranCode'=>"SMZF012",
            'PayType'=> "SMZF",
            'PaymentType'=> $data['paymenttype'],//"UNION","ZFBZF",
            'MerRemark' => $data['MerRemark'],
            'subject' => $data['subject'],
            'NotifyURL' => $data['notifyurl'],
            'ReturnURL' => $data['returnurl'],
            'mchAppId' => $data['mchAppId'],
            'mchAppName' => $data['mchAppName'],
            'deviceInfo' => $data['deviceInfo'],
            'clientIp' => $data['clientIp'],
            'MD5info' => $sign,
        ];
        var_dump($params);
        $ret = curl_post("https://scan.95epay.cn/ScanCodePayment.action", $params);

        return $ret;

    }

    // 小程序支付 双乾
    public function sq_wxsmallpay($data){
        Log::write("wxpay:".serialize($_REQUEST), Log::DEBUG);

    	$returnurl  = empty($data['returnurl'])?"http://".$_SERVER['HTTP_HOST']:$data['returnurl'];//成功跳转
    
    	$notifyurl  = "http://".$_SERVER['HTTP_HOST']."/callback.php/Notify/sq_callback"; //通知
    	$ordertime =date("Ymdhms",time());
    	// 168885  12345678
    	$sign = md5("Amount={$data['amount']}&BillNo={$data['order_no']}&MerNo={$data['merno']}&PayType=SMZF&".strtoupper(md5($data['secret'])));
    	$sign = strtoupper($sign);
    	$params=[
	    	'MerNo' => $data['merno'],
	    	'isSubMerPay' => 0,
// 	    	'subMerNo' => $data['merno'],
	    	'appId' => $data['appId'],//'wx0ba5be5c8bb9f1b7',
	    	'Amount'=> $data['amount'],
	    	'BillNo'=> $data['order_no'],
	    	'TranCode'=>"SMZF010",
	    	'PayType'=> "SMZF",
	    	'PaymentType'=> "WXZF",
	    	'MerRemark' => $data['MerRemark'],
	    	'subject' => $data['subject'],
	    	'userId' => $data['userId']?$data['userId']:'oqFwC5TRQX1wpM8KfBQHy5FI6yJM',//'oqFwC5TRQX1wpM8KfBQHy5FI6yJM',
	    	'NotifyURL' => $notifyurl,
	    	'MD5info' => $sign,
    	];
    	$ret = curl_post("https://scan.95epay.cn/ScanCodePayment.action", $params);
    
    	return json_decode($ret, true);
    
    }
    
    
    /*
     * 'cardType' => string 'CC' (length=2) DC为储蓄卡，CC为信用卡
  'bank' => string 'CMB' (length=3)
  'key' => string '1567737106107-2456-11.34.191.208-899687252' (length=42)
  'messages' => 
    array (size=0)
      empty
  'validated' => boolean true
  'stat' => string 'ok' (length=2)
     */
    private function getbankinfo($cardNo) {
    	$url = "https://ccdcapi.alipay.com/validateAndCacheCardInfo.json";
    	$r = curl_post($url, array('cardNo' => $cardNo, 'cardBinCheck' => 'true', '_input_charset' => 'utf-8'));
    	$r = (json_decode($r, true));
    	
    	return $r;
    }
    
    /*
     * 查询用户银行卡信息的签约状态
     */
    public function contract_status($data) {
    	$url = "https://fastpay.95epay.cn/pay/querySignResult.action";
//     	$url = "http://218.4.234.150:9600/pay/querySignResult.action";
    	
    	$sign = md5("cardNo={$data['cardNo']}&custName={$data['custName']}&idNo={$data['idNo']}&merNo={$data['merNo']}&payType=XYPAY&phoneNo={$data['phoneNo']}&".strtoupper(md5($data['secret'])));
    	$sign = strtoupper($sign);
    	$param = array(
    		'merNo' => $data['merNo'],
    		'custName' => $data['custName'],
    		'phoneNo' => $data['phoneNo'],
    		'cardNo' => $data['cardNo'],
    		'idNo' => $data['idNo'],
    		'payType' => 'XYPAY',
    		'payAmount' => $data['payAmount'],
    		'MD5Info' => $sign,
    	);
    	
    	$ret = curl_post($url, $param);
    	return json_decode($ret, true);
    }
    
    /*
     * 协议支付发送短信
    */
    public function protocol_pay_send_sms($data) {
    	$url = "https://fastpay.95epay.cn/pay/realnameAuth.action";
    	/* $url = "http://218.4.234.150:9600 /realnameAuth.action";
    	$data['merNo'] = 168885;
    	$data['secret'] = 12345678; */
    	
    	$data['transDate'] = date('Ymd');
    	$data['transTime'] = date('His');
    	
    	$bankInfo = $this->getbankinfo($data['cardNo']);
    	$data['cardType'] = $bankInfo['cardType'] == 'CC' ? 2: 1;
//     	pp($bankInfo);
    	$sign = md5("merNo={$data['merNo']}&custName={$data['custName']}&phone={$data['phoneNo']}&cardNo={$data['cardNo']}&idNo={$data['idNo']}&idType=0&payAmount={$data['payAmount']}&merOrderNo={$data['merOrderNo']}&cardType={$data['cardType']}&year=&month=&CVV2=&transDate={$data['transDate']}&transTime={$data['transTime']}&".strtoupper(md5($data['secret'])));
    	$sign = strtoupper($sign);
    	$param = array(
    		'merNo' => $data['merNo'],
    		'custName' => $data['custName'],
    		'cardNo' => $data['cardNo'],
    		'phone' => $data['phoneNo'],
    		'idNo' => $data['idNo'],
    		'idType' => '0',
    		'payAmount' => $data['payAmount'],
    		'merOrderNo' => $data['merOrderNo'],
    		'bankCode' => $bankInfo['bank'],
    		'payType' => 'XYPAY',
    		'cardType' => $data['cardType'],
    		'NotifyURL' => $data['NotifyURL'],
    		'transDate' => $data['transDate'],
    		'transTime' => $data['transTime'],
    		'purpose' => $data['purpose'],
    		'MD5Info' => $sign,
    	);
    	 
    	$ret = curl_post($url, $param);
    	
    	return json_decode($ret, true);
    }
    
    /**
     * 交易
     */
    // 快捷支付 双乾
    public function shortcut_pay($data){
    	$url = "https://fastpay.95epay.cn/pay/hfDaikouTrade.action";
    	/* $url = "http://218.4.234.150:9600 /realnameAuth.action";
    	 $data['merNo'] = 168885;
    	$data['secret'] = 12345678; */
    	 
    	$notifyurl  = "http://".'api.wmtxkj.com'."/callback.php/Notify/sq_callback";//通知
    	$data['NotifyURL'] = $notifyurl;
    	$bankInfo = $this->getbankinfo($data['cardNo']);
    	$data['cardType'] = $bankInfo['cardType'] == 'CC' ? 2: 1;
    	//     	pp($bankInfo);
    	$sign = md5("merNo={$data['merNo']}&merOrderNo={$data['merOrderNo']}&custName={$data['custName']}&phone={$data['phoneNo']}&cardNo={$data['cardNo']}&idType=0&idNo={$data['idNo']}&payAmount={$data['payAmount']}&bankCode={$bankInfo['bank']}&NotifyURL={$data['NotifyURL']}&".strtoupper(md5($data['secret'])));
    	$sign = strtoupper($sign);
    	$param = array(
    		'merNo' => $data['merNo'],
    		'merOrderNo' => $data['merOrderNo'],
    		'cardNo' => $data['cardNo'],
    		'custName' => $data['custName'],
    		'idType' => '0',
    		'idNo' => $data['idNo'],
    		'phone' => $data['phoneNo'],
    		'purpose' => $data['purpose'],
    		'payAmount' => $data['payAmount'],
    		'bankCode' => $bankInfo['bank'],
    		'payType' => 'XYPAY',
    		'NotifyURL' => $data['NotifyURL'],
    		'txnTime' => $data['txnTime'],
    		'smsCode' => $data['smsCode'],
    		'MD5Info' => $sign,
    	);    	
    	$ret = curl_post($url, $param);
    	return json_decode($ret, true);
    }
    
    /*
     * 认证/签约
    */
    public function sign_contract($data) {
    	$url = "https://fastpay.95epay.cn/pay/identifyAuthAndSign.action";
    	/* $url = "http://218.4.234.150:9600/pay/identifyAuthAndSign.action";
    	 $data['merNo'] = 168885;
    	$data['secret'] = 12345678; */
    	 
    	$data['transDate'] = date('Ymd');
    	$data['transTime'] = date('His');
    	 
    	$bankInfo = $this->getbankinfo($data['cardNo']);
    	$data['cardType'] = $bankInfo['cardType'] == 'CC' ? 2: 1;
    	
		$sign = md5("authMsg=&bankCode={$bankInfo['bank']}&cardNo={$data['cardNo']}&cardType={$data['cardType']}&custName={$data['custName']}&custType={$data['custType']}&idNo={$data['idNo']}&idType=0&merNo={$data['merNo']}&payType=XYPAY&phoneNo={$data['phoneNo']}&reqMsgId={$data['reqMsgId']}&".strtoupper(md5($data['secret'])));
    	$sign = strtoupper($sign);
    	$param = array(
    		'merNo' => $data['merNo'],
    		'custName' => $data['custName'],
   			'phoneNo' => $data['phoneNo'],
    		'cardNo' => $data['cardNo'],
    		'bankCode' => $bankInfo['bank'],
   			'idNo' => $data['idNo'],
   			'idType' => 0,
    		'reqMsgId' => $data['reqMsgId'],
   			'cardType' => $data['cardType'],
    		'authMsg' => $data['authMsg'],
    		'custType' => $data['custType'], // 01：认证，02：签约
   			'payType' => 'XYPAY',
   			'MD5Info' => $sign,
    	);
    
    	$ret = curl_post($url, $param);
    	pp($ret);
    	return json_decode($ret, true);
    }

}